| $500 is basically just a dinner tab for my husband and I so it wouldn't affect us in any way. I suspect we would give it to the server. |
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Invest the money using regular investment account. Do it on your own and get the kids involved. It teaches them so much.
Buying back your time or the kids' time is the ultimate luxury. This money invested for your kids would be one million dollars by the time they are 62. Younger generation does not want to work 40 years. They may need to retire early to take care of you two. I have to agree with you that there's nothing exciting out there to buy. |
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I would invest it into myself:
Healthy meal delivery Massage Skincare products Haircare products Man/pedi Hair salon Fitness class Dance class Pick up a Hobby Personal trainer Personal chef Buy self help books See a therapist Get acupuncture |
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This. I would do 1/2 charity and 1/2 shopping, may be a random gift for myself or someone in family or friends needing some cheer. |
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I would buy some really high quality long lasting clothes that are more expensive than I usually buy.
I would upgrade some things in the kitchen, and bedroom/bathroom - like really nice sheets, towels, pjs - knives, plates… Again lost lasting so that I get the added luxury beyond the temp job. I would put some towards a family trip that always seemed out of reach. But a “someday” thing. |
| A personal training package and sauna pass. |
Poor OP slaved her 30s for her kids and now you are telling her to slave away for 10 more years? You can have a million dollars but nice meals won’t taste the same, clothes won’t fit the same and tRavel is less fun when you can no longer access the medium / difficulty trails. |
| I'd save for a vacation once your side gig is up. Then you'll have 12k plus interest. |
| Cleaning lady |
| House cleaning, personal trainer or a gym with lots of classes |
Ridiculous. |
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Hookers and blow, of course.
Hookers. And. Blow. |
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Check out Ramit Sethi and his money dials - find out what yours and increase spending on what brings you most joy!
If you really want to use it for travel, you could use it for travel splurges even if you don't have more vacation time. |
| I'd get massages and facials, and maybe save up for a new bike. |