Where are smart places to put your money in retirement?

[Anonymous]

Depending on your expenses 10M is enough that it may not matter where you put it. But you could do a lot worse than TIPS plus stocks.

[Anonymous]

Bonds, long term CDs (to lock in the 4-5% rates of last few years), MM for what we need for the next year's expenses.

We have ~65% in "safe investments", and the rest split between stocks and our multiple homes (real estate).

But we have over 30M, so our "safe investments" generate ~$1M currently pretax. So even when it drops to 3% rate we will still not need to access any principle

[Anonymous]

Anonymous wrote:Bonds, long term CDs (to lock in the 4-5% rates of last few years), MM for what we need for the next year's expenses.

We have ~65% in "safe investments", and the rest split between stocks and our multiple homes (real estate).

But we have over 30M, so our "safe investments" generate ~$1M currently pretax. So even when it drops to 3% rate we will still not need to access any principle

Principal

[Anonymous]

Anonymous wrote:For people who are smart with money and are lucky enough to retire with $10mm+, where do you put your money? You can't put it all in stocks – that's too risky. Crypto is worse. Too much in real estate could mean a lot of work managing the property/rentals or money wasted on management fees, etc. So where else do you put it? Bonds are no longer as reliable as before...do people actually buy gold??

mix of stocks and bonds but mostly stocks. Probably 75-25 with two years of expenses outside the portfolio. Some real estate as well.