Where would you keep college money right now

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:0 in CD's. I just went for small caps as they are rate sensitive and then back to large caps.
Down market last under 2 years. No reason to go into CDs.
529 was already a lousy choice for $500k. Would be million in a regular account.

I'm always curious when people say that college funds would be worth more in a "regular" account. Then you'd be subject to taxes on withdrawal and wouldn't get the tax deduction on contributions. How can you be so sure that growth elsewhere would be worth it?

Don't pay attention to this PP. Pretty sure it's the same person who on other threads claims on going 100% annual returns on their investments. Of course a 529 is the best approach for 99% of people, for the tax advantages you stated.

Agreed. That person is clueless. We have a Vanguard 529 and you have tons of options. I've made 13% average since I started it.