Minor car accident
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Anonymous
| It’s not your choice OP. She wants your insurance information, hand it over. She may need a rental vehicle, the scratch, sanding, buffing, and paint job will be more than $500. I personally wouldn’t just want a buff job. |
Anonymous
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We’ve tried to allow someone to pay privately. It was a pain in the neck, never again. Will go through insurance.
Other party wanted to meet us at auto body shop to validate repair estimate. Then wanted us to use their guy. Was slow to pay. Too many arguments, too much work on our part. He only paid up when we threatened to get insurance involved again. |
Anonymous
A lot of people aren’t honest and will say this and then disappear. This is her concern. |
Anonymous
Same. A much older lady backed into the side of my car when I was not moving. She was such a bad driver, she didn't realize my car was the reason she couldn't go backwards so she kept backing in to my car. I was not moving. She insisted I not go through my insurance and later that night she called me demanding I go during the week to some shop that was an hour away. I worked full time, had little vacation, and she expected me to do this during the week. I knew the damage was bad enough that I would need a rental and was not going to debate her. After the second call from her I called my insurance and didn't talk to her again. I was hit 2 years ago by a kid who went through a stop sign and broadsided my car. The kid never got out and checked on me and was a jerk. He never apologized. A woman who stopped to help got him to get out of my car and talk to me. He never cared. I called the police because of the amount of damage. The accident happened just outside the kid's neighborhood and his dad was there in minutes. The dad was a lawyer and kept asking why I called the police. The woman stayed and told the police the kid was very polite and was so worried about me and felt bad. It was all lies. The kid actually laughed at both of us and said he didn't care. The dad was also there kind of pressuring the police. The dad had admitted to me this wasn't the kids first accident even though he'd only been driving a few months. His other kids all had accidents. He asked if I'd be willing to forgo using insurance and I said no. I also had a car camera so there was no denying what happened. I didn't trust them at all and am not going to tolerate it being harder for me. I was with a friend when a person did the same thing as the first incident near Ballston mall. The guy who hit her gave her his info and asked her to not use insurance. He had given her fake information and she never got his insurance, so she was screwed. They didn't call the police because it happened in a private parking lot. Yeah, fat chance I'm going to trust you. |
Anonymous
People like op always minimize the costs and usually want to argue over every penny. |
Anonymous
+1 I’ve had this work twice. One other time the person insisted on going through insurance. |
Anonymous
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It would be cost-effective on your end if the other motorist would just let you pay her directly but I am assuming that she wants to go through insurance so she can get more $$.
Because once she accepts any money 💵 from you personally then she can no longer get any money from insurance. |
Anonymous
Get more money? I'm one of the posters above. In my situations, the person wanted to nickel and dime me. Neither thought they should pay for a rental car. Do you realize if painting is involved, it can take over a week for the car to be finished. Post covid after my last accident the very well respected repair shop had my car for almost a month. Do you think op would pay for that? You think that I should? If you caused the accident, I'm not going to let you cheap out and inconvenience me. Most people who try to talk you out of going through insurance want you to get your car fixed at some dodgy place and wont pay for a rental. They only care about their money. |
Anonymous
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Obviously its in everyone's best interest to avoid making insurance claims like the plague because of premiums going up and blackmarks on your CLUE report when you shop around.
But even the minorest damage can cost a fortune. It can take weeks or months to get a repair done, and can often require a rental car. It cost over $4k to replace a driver door of mine because of a fairly minor dent near the bottom that was purely cosmetic. The only reason I even bothered with it was because another driver's insurance was paying for it. |
Anonymous
The insurance estimate for this is not going to be for “buffing” but for repainting. You can count on it being a minimum of $1k plus a few days of rental. She can cash the check from insurance and decide if she wants to keep the money of buff it out herself. Are you prepared to offer her $1k? If not, don’t be surprised she declined. |
Anonymous
| OP here with a random update. The other driver apparently lied to the insurance and said it was a hit and run! What is wrong with people? Why is there so little decency. |
Anonymous
So is the other driver trying to double dip? |
Anonymous
How do you double dip? OP, I don’t get it either, what do they gain by reporting a hit and run? |
Anonymous
| Did you give insurance info at the time of the accident? If not, their report might make sense. |
Anonymous
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My kids when teens and early 20s had several accidents when driving. Older people particular women were all scam artists.
Two sued me one in a deemed not at fault accident the other hit my daughter switching lanes had her move car behind her to get out of “traffic” and then manipulated scene. A third women had a phony receipt demanding late et and a fourth person my daugher scrapped parking demanded I meet him at a body shop to get $1,000 cash for accident. I show up Bo car, I am like where is car thought we are getting estimate. Gave some excuse he lent it out. Start yelling at me. I contacted my insurance aa sounded shady. Turns out his car totaled in an at fault accident the very next week and still wanted money off me. Dude you got a small crack in your plastic trim Every old person sees a teen driver driving daddy’s car as a money grab as they are easy to trick. In my kids five accidents may kids caused two and blamed all five. One even got a fake witness. Meanwhile the one real accident my daughter clearly causes I filed with my insurance within one hour on line, accepted fault, uploaded pictures. Other party filed his insurance got it fixed quickly and my insurance refunded his insurance quickly, how it should happen Old people should be off the road. Two women over 70 sued my for accidents they caused and both got payouts |