| I retired and moved to 50/50 and sleep better not worrying about what happens next. I’m sure there will be a crash in the next 10 years but I am not going to try and predict when |
All of this is already priced into the market. The market reacts to unexpected news, not expected news. If you are confident you have information that is not priced into the market, you need to do a lot more than move your funds into the G fund. You should be leveraging all of your assets to take a short position (e.g., pulling equity out of house, borrowing from kids' 529 plans, borrowing from TSP/401k). Do it, you'll be rich! |
| Lol, you losers panic sold and got burned in April (Great Depression 2.0!) and are ready to do it all over again. Amazing. |
| If you’re in the TSP you have a pension. What is that looking like for you, and if it’s a decent, that’s your stable income. I have many years in the govt and have the law enforcement rate, so I’m leaving most of it in C to ride it out. If your pension is tiny and you must have your TSP to make basic bills, then put it in a lifecycle fund. |
| You have to be right twice. Pick the high time to get out and then pick near the low to get back in. Tough to achieve. |
FR. The pension gives me peace of mind to keep everything in C, maybe indefinitely, and just pass these stocks to my kids when I die to adjust their cost basis |
That's what I am doing. Savings, SS, and pension more than enough w/o touching TSP. |
But…do you have a date and time for that? |
LOL. Don’t be rude.
|
Why, yes, chucklefks, I do. Again: Rate cuts will proceed. The market will rally for another year or so maybe a little more. Gold will continue to rise with it. Slowly but surely the real revised job numbers are released. The tariffs effects are in swing (unless SC stops them, even then he will try new methods of tariffs). The real inflation rate is revised and released. All told give or take a year or so and the market will come down, maybe a ton. I’m in gold mutual funds in the TSP MFW and will move those. Either way, I give nary a fk what you bone heads think. You’re most likely getting your news from nonsense sources and have no clue what is actually transpiring with trade, the dollar, gold, or really anything that doesn’t fit a rosy scenario. Also, the C fund might not just always “bounce back like it always does”. It’s looking a lot more like the I fund is the one to watch. |
But…do you have a date and time for that? |
LOL. Don’t be rude.
Feel like we are going in circle. |
I’m not being rude. I’m just waiting for that PP to understand they can’t time the market. I may be waiting a while. 😀 That last part might have been a little rude. |
| Stay safe and stay in G fund always!! |
|
Yeah, I can’t give you a date and I won’t. Honestly, you can FAFO financially. It really doesn’t bother me. I’ve laid out a compelling General time frame. If I see a prolonged slide that appears to be the trigger for a broader crash I will have my gold financial instrument ready to buy stocks when they appear cheap enough.
You can stick with your plan to stay 100% C and that’s fine. If you need to retire in like 3 years, it probably won’t be, at all, but we’ll see. |