Fender bender today-how to handle from here?

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Call you insurance soon and give your version of events. He already called his, so let the insurance companies work it out. Your insurance company knows what to do, it's their business.

Keep going on with your life. There's nothing to worry about.
If he comes to your house, just call the cop.

I tried to call but my insurance company is not open. Should I follow instructions to report a claim or just call back to speak with customer service once they reopen in morning?

You don’t need to report. He reports it.

This. It happens OP so don't beat yourself up. You rear ended him so you are at fault regardless. The only thing you will have to do is give insurance pictures. It doesn't matter if you don't think there was damage or see any in the photos. It only matters what his insurance finds then they talk to your insurance and figure it out.

[Anonymous]

Anonymous wrote:never been in this situation, so do you have to let them photograph your drivers license?
or can you just share name/address/phone/insurance company and insurance #?

Same question here. You should always share your insurance information but is it a bad idea to let a person take a pic of your driver's license?

[Anonymous]

Anonymous wrote:

Anonymous wrote:He isn’t rude asking for your drivers license, insurance, etc. let him file with insurance. There could be underside damage or it did l knock the bumper off. Or, offer to pay for the repair. Pay directly to the body shop. Ask for three estimates.

so dont call my own insurance? wait for him to reach out to me?

Depends if you'd want to pay in cash or let your insurance handle it. It's very possible the bumper was pushed off by a tap.

[Anonymous]

I always wonder this too. So should op call their insurance company and speak with customer service to make them aware or just wait it out until his insurance reaches out and then insurance company calls op? I feel like I am not sure a proactive call by op to insurance company needs to happen as that may count against them in future insurance costs/claims

[Anonymous]

You are crazy OP! You rear end someone and you expect them to be nice to you?! especially because you seem so dismissive and unapologetic

[Anonymous]

Anonymous wrote:After 5 games today running my kids around, I had a moment of dumbness and bumped a car from behind today going less than 1 mile an hour. I immediately got out asked if they were ok. The driver was a huge guy, he got out and we both looked at our cars together. He was kind of rude, demanded I give him all my info which I did, assessed the cars, took a ton of pictures and absolutely no damage. The guy then pointed to side of his car-not the back where I bumped him and then said bumper looks to be coming out. I took pics of side of his car where he pointed to his bumper, (his car must be well over 12 years old) but he was huge and rude and my daughter was in car, I didnt want to jeopardize my situation. I called cops, they said for minor accidents, they will not come out if no damage and to just take pics and share insurance info.

I just got home, fed my kids. I am looking at all the pics and no damage at all but still feeling awful about this given his tone and how he might pursue me and has my info. My thought is I should call my insurance company asap to just make them aware of this. Or do I wait for him to contact me? Ughh...I feel like that was a moment of dumbness but everyone is fine and no damage but just the way he was looking at his 10 year old car and insinuating...I feel like I need to protect myself. Recommendations? Thanks.

What distracted you? Distracted drivers are a bane, worse than drunk drivers.

[Anonymous]

OP: I have been rearended twice in the last three years. The rushed, selfish drivers in DC are just so aggravating. And being a parent is no excuse. My kid played a competitive sport at a national level and I drove them one hour each way three nights a week after a long day at work, for several years. I never rear-ended anybody. Yes, it's an accident, but having been rearended twice in three years by people like you who seem to think that being harried is an excuse, is just extremely frustrating. Do you know how much time that guy is going to have to take out of his life to get his car looked at? I had one guy run into me after I had just come to a stop at a stop sign and because my car was 8 years old and had a little ding in the bumper already, assumed I didn't have to get it fixed and seemed very taken aback that I was a little annoyed at having to stop, exchange information, etc. My car needed the entire bumper replaced, despite just what the driver saw as a couple scratches. It was a huge pain. Please stop acting like that guy did something wrong just because his car was old. You were harried and careless and he doesn't deserve that.

[Anonymous]

Anonymous wrote:OP: I have been rearended twice in the last three years. The rushed, selfish drivers in DC are just so aggravating. And being a parent is no excuse. My kid played a competitive sport at a national level and I drove them one hour each way three nights a week after a long day at work, for several years. I never rear-ended anybody. Yes, it's an accident, but having been rearended twice in three years by people like you who seem to think that being harried is an excuse, is just extremely frustrating. Do you know how much time that guy is going to have to take out of his life to get his car looked at? I had one guy run into me after I had just come to a stop at a stop sign and because my car was 8 years old and had a little ding in the bumper already, assumed I didn't have to get it fixed and seemed very taken aback that I was a little annoyed at having to stop, exchange information, etc. My car needed the entire bumper replaced, despite just what the driver saw as a couple scratches. It was a huge pain. Please stop acting like that guy did something wrong just because his car was old. You were harried and careless and he doesn't deserve that.

I guess you are just absolutely perfect in everyone way.

[Anonymous]

Anonymous wrote:

Anonymous wrote:After 5 games today running my kids around, I had a moment of dumbness and bumped a car from behind today going less than 1 mile an hour. I immediately got out asked if they were ok. The driver was a huge guy, he got out and we both looked at our cars together. He was kind of rude, demanded I give him all my info which I did, assessed the cars, took a ton of pictures and absolutely no damage. The guy then pointed to side of his car-not the back where I bumped him and then said bumper looks to be coming out. I took pics of side of his car where he pointed to his bumper, (his car must be well over 12 years old) but he was huge and rude and my daughter was in car, I didnt want to jeopardize my situation. I called cops, they said for minor accidents, they will not come out if no damage and to just take pics and share insurance info.

I just got home, fed my kids. I am looking at all the pics and no damage at all but still feeling awful about this given his tone and how he might pursue me and has my info. My thought is I should call my insurance company asap to just make them aware of this. Or do I wait for him to contact me? Ughh...I feel like that was a moment of dumbness but everyone is fine and no damage but just the way he was looking at his 10 year old car and insinuating...I feel like I need to protect myself. Recommendations? Thanks.

What distracted you? Distracted drivers are a bane, worse than drunk drivers.

100% she was looking at her phone. So sick of selfish, careless drivers in this town who think they're more important or more busy than everybody else. Can you imagine thinking the guy she hit doesn't have a right to be annoyed? Or to get his car fixed just because it's old?

[Anonymous]

Anonymous wrote:

Anonymous wrote:OP: I have been rearended twice in the last three years. The rushed, selfish drivers in DC are just so aggravating. And being a parent is no excuse. My kid played a competitive sport at a national level and I drove them one hour each way three nights a week after a long day at work, for several years. I never rear-ended anybody. Yes, it's an accident, but having been rearended twice in three years by people like you who seem to think that being harried is an excuse, is just extremely frustrating. Do you know how much time that guy is going to have to take out of his life to get his car looked at? I had one guy run into me after I had just come to a stop at a stop sign and because my car was 8 years old and had a little ding in the bumper already, assumed I didn't have to get it fixed and seemed very taken aback that I was a little annoyed at having to stop, exchange information, etc. My car needed the entire bumper replaced, despite just what the driver saw as a couple scratches. It was a huge pain. Please stop acting like that guy did something wrong just because his car was old. You were harried and careless and he doesn't deserve that.

I guess you are just absolutely perfect in everyone way.

Not even remotely. Where did I ever say, or even imply that? What I am not is a careless driver who thinks I am the only busy mother in this godforsaken city. She was distracted and careless and then acts like the guy she hit has not right to be annoyed or to even get his car fixed? What kind of person thinks or acts like that? Actually, I know. The women of DCUM.

[Anonymous]

Anonymous wrote:OP: I have been rearended twice in the last three years. The rushed, selfish drivers in DC are just so aggravating. And being a parent is no excuse. My kid played a competitive sport at a national level and I drove them one hour each way three nights a week after a long day at work, for several years. I never rear-ended anybody. Yes, it's an accident, but having been rearended twice in three years by people like you who seem to think that being harried is an excuse, is just extremely frustrating. Do you know how much time that guy is going to have to take out of his life to get his car looked at? I had one guy run into me after I had just come to a stop at a stop sign and because my car was 8 years old and had a little ding in the bumper already, assumed I didn't have to get it fixed and seemed very taken aback that I was a little annoyed at having to stop, exchange information, etc. My car needed the entire bumper replaced, despite just what the driver saw as a couple scratches. It was a huge pain. Please stop acting like that guy did something wrong just because his car was old. You were harried and careless and he doesn't deserve that.

Yes, the "bumper" you are is just the surface cover. He should get his car checked out and be compensated if there's any damage consistent with the accident. Also been there is damage that looks minor and costs multiples of the original estimate before they take it apart.

[Anonymous]

Anonymous wrote:

Anonymous wrote:OP: I have been rearended twice in the last three years. The rushed, selfish drivers in DC are just so aggravating. And being a parent is no excuse. My kid played a competitive sport at a national level and I drove them one hour each way three nights a week after a long day at work, for several years. I never rear-ended anybody. Yes, it's an accident, but having been rearended twice in three years by people like you who seem to think that being harried is an excuse, is just extremely frustrating. Do you know how much time that guy is going to have to take out of his life to get his car looked at? I had one guy run into me after I had just come to a stop at a stop sign and because my car was 8 years old and had a little ding in the bumper already, assumed I didn't have to get it fixed and seemed very taken aback that I was a little annoyed at having to stop, exchange information, etc. My car needed the entire bumper replaced, despite just what the driver saw as a couple scratches. It was a huge pain. Please stop acting like that guy did something wrong just because his car was old. You were harried and careless and he doesn't deserve that.

Yes, the "bumper" you are is just the surface cover. He should get his car checked out and be compensated if there's any damage consistent with the accident. Also been there is damage that looks minor and costs multiples of the original estimate before they take it apart.

I meant the bumper you see.

[Anonymous]

Anonymous wrote:OP: I have been rearended twice in the last three years. The rushed, selfish drivers in DC are just so aggravating. And being a parent is no excuse. My kid played a competitive sport at a national level and I drove them one hour each way three nights a week after a long day at work, for several years. I never rear-ended anybody. Yes, it's an accident, but having been rearended twice in three years by people like you who seem to think that being harried is an excuse, is just extremely frustrating. Do you know how much time that guy is going to have to take out of his life to get his car looked at? I had one guy run into me after I had just come to a stop at a stop sign and because my car was 8 years old and had a little ding in the bumper already, assumed I didn't have to get it fixed and seemed very taken aback that I was a little annoyed at having to stop, exchange information, etc. My car needed the entire bumper replaced, despite just what the driver saw as a couple scratches. It was a huge pain. Please stop acting like that guy did something wrong just because his car was old. You were harried and careless and he doesn't deserve that.

Ok, I hope you never make a mistake...

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:OP: I have been rearended twice in the last three years. The rushed, selfish drivers in DC are just so aggravating. And being a parent is no excuse. My kid played a competitive sport at a national level and I drove them one hour each way three nights a week after a long day at work, for several years. I never rear-ended anybody. Yes, it's an accident, but having been rearended twice in three years by people like you who seem to think that being harried is an excuse, is just extremely frustrating. Do you know how much time that guy is going to have to take out of his life to get his car looked at? I had one guy run into me after I had just come to a stop at a stop sign and because my car was 8 years old and had a little ding in the bumper already, assumed I didn't have to get it fixed and seemed very taken aback that I was a little annoyed at having to stop, exchange information, etc. My car needed the entire bumper replaced, despite just what the driver saw as a couple scratches. It was a huge pain. Please stop acting like that guy did something wrong just because his car was old. You were harried and careless and he doesn't deserve that.

Yes, the "bumper" you are is just the surface cover. He should get his car checked out and be compensated if there's any damage consistent with the accident. Also been there is damage that looks minor and costs multiples of the original estimate before they take it apart.

I meant the bumper you see.

IME, what appears to be minor still costs a lot because the body shop is billing insurance. Or, to be less cynical, it costs what it costs.

[Anonymous]

Anonymous wrote:I always wonder this too. So should op call their insurance company and speak with customer service to make them aware or just wait it out until his insurance reaches out and then insurance company calls op? I feel like I am not sure a proactive call by op to insurance company needs to happen as that may count against them in future insurance costs/claims

Something similar happened to me last year. Minor bump, no visible damage, exchanged information. I did not call my insurance because I didn’t plan on filing a claim. My insurance called about 8 months later wanting information about the incident, as the driver was looking to get reimbursed for having their car evaluated. They said I should have called the day it happened. Never heard a peep about it again after that. If you know the other driver is going to file a claim I would notify your insurance.