What’s your credit limit and what’s you income?

[Anonymous]

HHI is $190k
Credit limit is $9k on one card, $39k on the other. Never come anywhere close to that.

Credit score is 840-850.

[Anonymous]

HHI is 80K
Credit score 690
Credit limit 100K

[Anonymous]

I'm surprised that so many people know their credit limit. The only time I've ever known is when opening a new card, which I haven't done in ages. It was always way higher than I would ever use, so I promptly forgot.

[Anonymous]

Anonymous wrote:You mean combined credit limit on all credit cards? Sheesh. Not going to go dig up all that information. And why does it matter?

Exactly.

I really don’t care.

[Anonymous]

Anonymous wrote:I'm surprised that so many people know their credit limit. The only time I've ever known is when opening a new card, which I haven't done in ages. It was always way higher than I would ever use, so I promptly forgot.

Lots of people are flirting with them now so that’s why they know.

[Anonymous]

We play the credit card points game. Our scores are very high (above 820) and our credit limit is stupid high. We each have multiple personal cards with a 20-25k limit. We never carry a balance and don't typically charge more than $5k/month unless property taxes or insurance are due or we had a big vacation.

HHI varies in the 350-450 range.

[Anonymous]

No credit card debt but my limit is $62K total across my regular credit cards plus whatever amount Amex Platinum will clear me for if needed. HHI is $170k. Credit score in the 800s.

[Anonymous]

Anonymous wrote:You mean combined credit limit on all credit cards? Sheesh. Not going to go dig up all that information. And why does it matter?

Some people know it by heart. I took out $40k cash last year, doubled it in the market and gave it back to them.
It may not matter to you, but it's a good option for those who want to do it.