| Deloitte covers ivf & backup child care. |
I am. I have a living kid. And hopefully another. 6 rounds of iui plus 3 retrievals already, haven't even started a transfer. Costs well more than 30k a year like our preschool |
And we are fortunate to have grandparent help until preschool age. I want to avoid the illnesses of daycare until as old as possible. I'm glad your first round of ivf worked! But not everyone is so lucky |
NP I’m in Shady Grove Shared Risk right now - $36k. Plus about $5.5k in meds per cycle and $1k for PGT-A testing. So if you do two cycles you’re looking at about $50k. |
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Fed agencies if you are infertile: https://www.fepblue.org/open-season/whats-new-2024
Very nice coverage, very happy. Did two private pay IVF cycles last year. |
I’m also in Shady Grove Shared Risk right now but under 35 and paid $25k plus a few thousand for meds (each cycle) and $2k for PGT-A for all embryos created in the program. Cost can vary a lot depending on age and numbers. It has been worth it for us but ymmv. |
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FWIW, not all progyny benefits are the same because it’s connected to your health insurance. We paid way more than we expected as a result, because we also understood that the smart cycle covered everything. But you need to meet your deductible etc etc. Benefits were through Amazon, which offers benefits on day 1.
If you live in Maryland, we found the exchange plans to be the best of what we had over the course of our journey (Deloitte and Amazon behind). Until you do a transfer, the attempt isn’t complete. It’s kind of mind blowing, really, how great the benefits are through the exchange |
agreed.. i have progyny now.. used to have maryland exchange. with progyny we pay around 11% which is still 2500 per cycle... md exchange doesn't include pgt testing and storage fees but does allow embryo banking |
| DCPS. DC Bilingual PCS. |
You don't pay for daycare upfront (and people can become a stay at home if it is too expensive) but you more or less have to with egg freezing and IVF. This is horrible advice. |
After 11 failed IVF cycles, I wish I had the privilege to worry about childcare. It’s not like you are stuck with that one job for life. Nobody stops you from moving to a higher paid job after you have a baby. |