Can’t afford a buy-in community.
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So they want/need something, but can't afford it? |
AL is far more expensive - generally $10k/ month. |
? Not what I’m seeing. Buy-in communities are $100-200k plus monthly fees. ALs start at $5k in the dc metro area. |
You are seeing some great places for your relative then. The buy-ins we looked at last year were $350-$800k (a few higher), although you get 90% of it back. Even the Erickson places like Riderwood are more than $200k for the buy in. My parent is paying $5000 for independent living in Rockville with 2 meals. Al is much higher because of the higher need for staff and more meals. |
No. They can afford AL, but they don’t like it. They think everyone is too old/too frail. AL is $5-7k/month where I’ve looked. Do-able, but they think it’s a place for old people to wait to die. |
My parent liked bright view. |
That's accurate, which is why they probably need Independent Living. Even many of the IL places we looked at skewed very old and many people with mobility challenges. |
They are looking at the IL options in AL communities. |
The Modena Reserve in Kensington seems nice |
I thought OP said she wanted AL so they got more support and all meals. Maybe OP is confused about what the differences between IL and AL are but I assume not since she’s been visiting and pricing places. |
Okay. But you can *become* very, very worried about it in a fraction of a second. At non-scalable places, one stroke or bad fall can mean you can't live there anymore, and you'll need to find another place very quickly and may not have a lot of choices, or any choices. Do you want to set your relative up for this kind of situation? It's all too common for people to feel this way and you don't have to accommodate it if you don't think it's in your relative's best interest. Everyone wants to be somewhere that's "vibrant", but we can't all be the oldest person in our setting. |
$5k for AL in the DC area has to mean a small group home (maybe 5-10 rooms max). It’s going to be very basic at that cost. Most of the larger/fancier places start at about twice that and can easily go up depending on the care level needed. |
That’s a good one. The Seneca in Rockville is another nice one and is Brightview West End. There’s a huge one also opening up in July by Rio in Gaithersburg that looks like a 5 star resort. |
The ones I’m looking at have nursing care and memory care. They get very pricey if you need round the clock nursing care, so I would either figure out bringing them home and paying for care or depleting their funds and transitioning to a Medicaid nursing home. Or staying put. It all depends on timing and funds. Bottom line: it’s all very depressing. Nobody wants to live around frail people in wheel chairs. |