That doesn’t cover much. |
| We had a leak under our driveway 6 years ago and it was $5k to fix. Central VA. |
| For many people, the property line is between the street and sidewalk (so a pipe under the front yard and extending under the sidewalk is all on their land). |
There was a constant trickle of water at the bottom of our driveway. Leak was near the connection to the water main. |
What county in MD? |
Ack. OK, that’s a new piece of information. In what state and county is this true? How do you know exactly where your property line ends? In Maryland from what WSSC says, I thought it seemed pretty clear that they would be responsible for anything under the street up until the homeowners property started. I assumed that your property started when your land or grass started. The part you’re responsible to maintain and mow. Come to think of it. We are required to shovel our sidewalks, so maybe that is our property as well? Yet we are not required to maintain the surface of the sidewalk. |
| Arlington here and yes, your friend is correct. Cost us 30K and no homeowner insurance doesn't cover. |
+1 My neighbors had a sewer pipe repair several years ago and had to foot the whole bill. |
Does it really cover the full cost? WSSC was offering it through a contractor and then they quietly dropped it a few years ago. |
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We just had to deal with this. $6k for the repair. Bowed sewer line under our front yard. Luckily didnt' have to tear up any driveway to replace the broken portion, but it took 2 guys, a backhoe, and 3 days of work to resolve it.
When spring comes, we'll redo the landscaping as all the grass is town up and basically mud in that section. |
Home ownership is not cheap. How do low income afford to replace the roof on their house? That costs more than many water/sewer fixes. |
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This has happened to two people I know, one in Montana ($25k repair) and one in Massachusetts ($15k repair).
I think it’s pretty universal that homeowners are responsible for the pipes out to the main. Typically home equity is where they get the funds to cover it if they don’t have a solid savings account. |
Pipes from your house under your yard, I understand being the responsibility of the home owner. It's the part about them being responsible for repairs that are located under a city or county street that I don't understand. I just always thought if a street needs to be broken up and dug down into, that the city or county handles that. I think that would make the most sense for them to come through one time, when they maybe are repairing something else, and just put in new connections to the homeowner's laterals from the main. Doesn't that make more sense financially - to do it all at once on a street, replace all the pipes, and then fill the road back in and pave it. It just doesn't make sense for each individual person on a street block - say the block has 40 houses on it - as each set of individual connections from the main to the lateral starts to rust out (and they were probably put in almost 90 years ago) that each individual house... 40 of them -- individually digs up just their portion of the street and gets the repair, and then paves over in a patchwork fashion. |
There are often grants to help low income people who own a house pay for a new roof. But I'm not aware of any for sewer repair... Maybe they exist. |
PP who had to do a repair. One of the issues with coverage is that it limits coverage to a certain distance from your house. So if the distance to the water main is greater, it’s pretty useless coverage. I looked into it. For me, the distance is close to a city block and my insurance agent said not to waste money. |