I don't think you can't time the market... but

Anonymous
Anonymous wrote:OP here. Yes, for the past year or so I've been putting some (though likely not enough) excess cash into treasuries (and some CDs). Indeed, I purchased another tranche of treasuries this morning. I've been investing in fixed income largely to the exclusion of adding new money to stock positions in taxable accounts. (I have not stopped material investments via retirement and 529 accounts).

The impetus of this post is the recognition that at some point I likely need to start building back up taxable account stock investments for the long haul. While I have concerns--expressed well by the poster above--about 2023 being a potentially bumpy ride for equities, long term it likely makes sense to have a greater concentration in stocks. Thus I'm thinking about my plan to return to investing a set amount each week to slowly add to my taxable equity portfolio, recognizing that I won't know when the market hits the bottom, but I can DCA on the way down (assuming there is a down) and then be in for longterm. The reason I'm posting here is essentially to get feedback on this thinking.


I wouldn't trust the PP as having a crystal ball about 2023. You really just can never know. Make sure you have enough if cash, that your asset allocation reflects your goals and then DCA in.
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