Personal Liability Umbrella Insurance

[Anonymous]

I have a $5 million Umbrella insurance policy along with my home and car Insurance. My car is also fully covered. I feel it’s better to be safe than sorry, especially with the kind of jerks roaming around on the roads these days, who make a living out of lawsuits.

[Anonymous]

Well, not to mention the fact that if I do in fact injure someone in an accident--they do happen even if you don't intend, and if I'm at fault, I absolutely want to be able to compensate the person I hurt. Insurance enables me to do that without risking my own personal assets.