Anonymous wrote:First Gen-Z politician elected to Congress faces a credit problem. He had to campaign for two years. During that time, he had to give up his job. He worked as an Uber driver on the side whenever he wasn't campaigning, but it wasn't enough income and he ended up with extended debt from his two years campaigning. It ruined his credit. He came to DC and found a less expensive apartment, put down an application fee and was rejected for his low credit rating, even through the rental agent said it wouldn't be a problem. The problem is that from the election in November until swearing in in January, and the delay he will not receive a paycheck from being a Congressman-elect until early February. So that means elected Representatives have to deal with three months of no income when they aren't being supported by their campaigns until they get a paycheck.
The current system favors those are a wealthy and white because whites with low credit scores have fewer issues (not no issues, but fewer) than low income minorities. Minorities frequently have a higher incidence of credit related conflicts than whites do. It's been a problem for decades.
https://www.npr.org/2022/12/09/1141635119/the-first-gen-z-member-of-congress-was-denied-a-d-c-apartment-due-to-bad-credit