Stay at home Social Security

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:You're not a "stay at home" parent for all of adulthood. Once your kids are in school you're simply unemployed.

That’s a descriptor, not a job title. You’re unemployed before your kids are in school as well if you’re not gainfully employed.

A stay-at-home parent isn’t a job title, either. It’s an excuse for not having a job— an excuse that loses credibility once your kids are in school.

Being a nanny is not a job title or work. It's just an excuse to get paid for not working.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:You're not a "stay at home" parent for all of adulthood. Once your kids are in school you're simply unemployed.

That’s a descriptor, not a job title. You’re unemployed before your kids are in school as well if you’re not gainfully employed.

A stay-at-home parent isn’t a job title, either. It’s an excuse for not having a job— an excuse that loses credibility once your kids are in school.

Hmmm, tell that to the men who beg their wives to stay home even after their kids start school, because those guys don't want to do all the stuff their SAH spouses do.

[Anonymous]

Is it possible to stay on topic, instead of attacking each other for our choices and circumstances. Why is it so hard?

[Anonymous]

Of course stay at home parents have benefits… do you actually think they should be penalized for doing the challenging and fundamental job of raising children and keeping a home.

[Anonymous]

Anonymous wrote:My mother was a SAHM or worked under the table for most of her life, so she paid little to nothing into SS. There is a spousal benefit in these kinds of cases if you are married. You are entitled to something like half of your spouse's benefit. Divorced spouses can also be entitled to some kind of spousal benefit but I don't know the details of that.

I don't believe that Medicare eligibility is related to work experience, I think it is just an entitlement related to age. I'm not positive about that though. My mom definitely gets Medicare.

Still-married spouses get 50% of the main wage earner's benefit, so the couple gets 150%. Divorced spouses who were married ten or more years get 100% of the ex-spouse's benefit.

[Anonymous]

Not true. Divorced spouse gets 50% while ex is alive and 100% after they die (if they had been married 10 years). Assuming these amounts are greater than what the person would get on their own record. The social security website is quite good and addresses all these scenarios.

[Anonymous]

Is she planning to divorce? If not, she will still get 50% of the amount of her husband’s social security. Not sure about Medicare and Medicaid but husband can arrange something for her health insurance I am sure, he isn’t poor is he?
Otherwise they can always divorce and she can qualify for income based medical care. I mean divorce on paper only

[Anonymous]

Anonymous wrote:

Anonymous wrote:My mother was a SAHM or worked under the table for most of her life, so she paid little to nothing into SS. There is a spousal benefit in these kinds of cases if you are married. You are entitled to something like half of your spouse's benefit. Divorced spouses can also be entitled to some kind of spousal benefit but I don't know the details of that.

I don't believe that Medicare eligibility is related to work experience, I think it is just an entitlement related to age. I'm not positive about that though. My mom definitely gets Medicare.

Still-married spouses get 50% of the main wage earner's benefit, so the couple gets 150%. Divorced spouses who were married ten or more years get 100% of the ex-spouse's benefit.

Question -- I SAHM for about 10 years, now I am working again. Which SS would I get? the 50% of my husband's or mine? His 50% might be higher than mine,

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:My mother was a SAHM or worked under the table for most of her life, so she paid little to nothing into SS. There is a spousal benefit in these kinds of cases if you are married. You are entitled to something like half of your spouse's benefit. Divorced spouses can also be entitled to some kind of spousal benefit but I don't know the details of that.

I don't believe that Medicare eligibility is related to work experience, I think it is just an entitlement related to age. I'm not positive about that though. My mom definitely gets Medicare.

Still-married spouses get 50% of the main wage earner's benefit, so the couple gets 150%. Divorced spouses who were married ten or more years get 100% of the ex-spouse's benefit.

Question -- I SAHM for about 10 years, now I am working again. Which SS would I get? the 50% of my husband's or mine? His 50% might be higher than mine,

You can claim the higher amount.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:You're not a "stay at home" parent for all of adulthood. Once your kids are in school you're simply unemployed.

That’s a descriptor, not a job title. You’re unemployed before your kids are in school as well if you’re not gainfully employed.

A stay-at-home parent isn’t a job title, either. It’s an excuse for not having a job— an excuse that loses credibility once your kids are in school.

Wow, why do you care?

My stay at home mom did tons of things that other people paid outsiders to do- cleaning; yard work including mowing, planting, weeding, pruning; driving us kids around to multiple activities, meal planning and preparation, and so on. She also sewed lots of clothes for us when we were little and made things like curtains and pillow covers for our home. Plus, she volunteered in a number of different areas.

All the money she saved our family was non-taxable. I’d say she added quite a bit to the financial well being of our family, even though no one handed her a paycheck each week.

Most working parents do their own yard work and cooking, too.

[Anonymous]

Anonymous wrote:You're not a "stay at home" parent for all of adulthood. Once your kids are in school you're simply unemployed.

Do not true. My kids needed me at home more when they were in school than they did as babies.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:You're not a "stay at home" parent for all of adulthood. Once your kids are in school you're simply unemployed.

That’s a descriptor, not a job title. You’re unemployed before your kids are in school as well if you’re not gainfully employed.

A stay-at-home parent isn’t a job title, either. It’s an excuse for not having a job— an excuse that loses credibility once your kids are in school.

All those flavors. And you choose salty.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:You're not a "stay at home" parent for all of adulthood. Once your kids are in school you're simply unemployed.

That’s a descriptor, not a job title. You’re unemployed before your kids are in school as well if you’re not gainfully employed.

A stay-at-home parent isn’t a job title, either. It’s an excuse for not having a job— an excuse that loses credibility once your kids are in school.

Being a nanny is not a job title or work. It's just an excuse to get paid for not working.

Aww,you tried it, but no. Nanny is indeed a job. SAHM is not.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:You're not a "stay at home" parent for all of adulthood. Once your kids are in school you're simply unemployed.

That’s a descriptor, not a job title. You’re unemployed before your kids are in school as well if you’re not gainfully employed.

A stay-at-home parent isn’t a job title, either. It’s an excuse for not having a job— an excuse that loses credibility once your kids are in school.

Wow, why do you care?

My stay at home mom did tons of things that other people paid outsiders to do- cleaning; yard work including mowing, planting, weeding, pruning; driving us kids around to multiple activities, meal planning and preparation, and so on. She also sewed lots of clothes for us when we were little and made things like curtains and pillow covers for our home. Plus, she volunteered in a number of different areas.

All the money she saved our family was non-taxable. I’d say she added quite a bit to the financial well being of our family, even though no one handed her a paycheck each week.

Most working parents do their own yard work and cooking, too.

In my very middle class neighborhood in Burke, at least half of my neighbors have lawn care companies doing that work. My guess is that even more do so in better off neighborhoods.

[Anonymous]

So we are subsidizing the SAHM’s 50% benefits?
How’s is that fair?