Do you pay for your adult child’s medical bills?

[Anonymous]

Anonymous wrote:They're on mine and reimburse me for the cost monthly. It's way cheaper that way. If they bought literally the exact same plan as a single individual it would cost them a lot more. I'm all for independence but I hate wasting money!

If going to have them on your plan, this is better way to do it but still runs up the lifetime amounts if plan has that.

[Anonymous]

Anonymous wrote:Well technically adult is 18 and over. So while I do pay for my son’s medical bills, he is not a fully functioning adult yet.

Same here. I have one technical adult and another one turning 18 soon. We will pay medical bills until they get established in a job with health insurance, whenever that may be. One child is a type 1 diabetic and we will pay her medical bills as long as she needs us to regardless of age. We will also cover anything either are not able to pay.

[Anonymous]

I would probably pay for therapy, since I think it's worthwhile. Even with a FT job.

[Anonymous]

If I'm able and he can't, yes.

[Anonymous]

DC 1 uses company benefits and is totally in their own. DC 2 is in sales and we offered to keep them on our plan for the first year to save a little $$ and it’s not much more for us. We also have both on the phone plan but that’s about it.

[Anonymous]

Yes, for now. Our adult child is a grad student, and has insurance through her university. She pays routine copays, but we pick up the cost of her therapy (insurance pays half) and anything else big-ticket. Once she graduates we will revisit.

[Anonymous]

my parents kept me on their plan until 26 because it didn't cost them any extra, but I paid any copays or not covered services.

[Anonymous]

Anonymous wrote:They're on mine and reimburse me for the cost monthly. It's way cheaper that way. If they bought literally the exact same plan as a single individual it would cost them a lot more. I'm all for independence but I hate wasting money!

Same here

[Anonymous]

Anonymous wrote:Like unreimbursed therapy bills? They are still on my insurance But have their own job.

Unless they have a good job, therapy is a luxury they probably can't afford without someone footing the bill

[Anonymous]

OP it depends

We have helped our young adults on occasion with this.

I'd rather help them then have them say they can not afford to go to a doctor.

One of mine would never ever let me help. My friends all admire that. I do not. There is no reason whatsoever not to ask for help or a medical cost issue.

[Anonymous]

Anonymous wrote:Like unreimbursed therapy bills? They are still on my insurance But have their own job.

I don't mind them staying under my insurance until 26, but if they are making money, they will have to pay the bills. I will continue to pay premium

[Anonymous]

Anonymous wrote:It depends. We won't pay for any "gender affirming" surgery. Almost anything else is negotiable.

[Anonymous]

We pay for our college student's medical bills. Technically, at age 20, an adult. And yet, 100% dependent on us for tuition, room and board, etc.

[Anonymous]

They need to be in college for you to pay Anything else.....steer your kid towards a job providing benefits....military, union related, full-time with benefits and etc....if they're dead beat and lost, take them off your insurance....only way for them to grow up.

What did your parents do? I feel some of these questions are silly.....

[Anonymous]

Anonymous wrote:I would probably pay for therapy, since I think it's worthwhile. Even with a FT job.

same. probably depends on how much they make, household expenses. I think therapy and keeping oneself in good mental order is a good priority.