Why is my vangaurd account performance -4%?

[Anonymous]

Anonymous wrote:I like it when I hear people say you can't time the market. The stock market went up from SPY 340 in Feb 2020 right before covid, to SPY 225 in Mar 2020 (COVID Low), to 480 in Jan 2022. At that time, the talk was all about very high inflation and the Fed going to need to increase interest rates to temper the high inflation. The Fed kept talking about the plans for increasing interest rates. That was the time to move out of the stock market. Very obvious. Feel free to hold forever passively and say no one can time the market.

You're a clown

Anyone with a brain knows what you just said is some of the worst financial advice out there.

[Anonymous]

Anonymous wrote:

Anonymous wrote:I invest for retirement through a vanguard account holding VTSAX only and my performance for the year is -4%. How?

Vote Democrat!

LOL. Watching what happens to people like you when republicans come back is one of the only things that I can look forward to.

First, step they’ll let a virus run rampant and kill multiples in the boomer generation - that you? Meanwhile, they’ll give tax cuts to Elon while destroying all free trade and punishing corporations - better hope you don’t work for one of those!

[Anonymous]

401ks are trash, they shouldn't go down since they are managed, what a scam

[Anonymous]

Anonymous wrote:401ks are trash, they shouldn't go down since they are managed, what a scam

You obviously don't understand what "managed" really means.

[Anonymous]

You are losing money.

[Anonymous]

Anonymous wrote:I like it when I hear people say you can't time the market. The stock market went up from SPY 340 in Feb 2020 right before covid, to SPY 225 in Mar 2020 (COVID Low), to 480 in Jan 2022. At that time, the talk was all about very high inflation and the Fed going to need to increase interest rates to temper the high inflation. The Fed kept talking about the plans for increasing interest rates. That was the time to move out of the stock market. Very obvious. Feel free to hold forever passively and say no one can time the market.

Translation - with hindsight, I can time the market precisely. I am a financial wizard!

[Anonymous]

Anonymous wrote:401ks are trash, they shouldn't go down since they are managed, what a scam

You are a blithering idiot.

[Anonymous]

Anonymous wrote:Should have sold (went to "cash") when S&P500 was 4600- 4800. Don't be greedy.

Don’t know if it’s the same person constantly lecturing “don’t be greedy”; should we all just stand in line for bread?

[Anonymous]

Anonymous wrote:

Anonymous wrote:401ks are trash, they shouldn't go down since they are managed, what a scam

You obviously don't understand what "managed" really means.

This is why i stopped 401k they are terrible, you can't hold the companies managing them accountable for losing money, like if they lose money you should be refunded a the fee or they should guarantee a return. This is why I stopped 401ks they are a scam.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:401ks are trash, they shouldn't go down since they are managed, what a scam

You obviously don't understand what "managed" really means.

This is why i stopped 401k they are terrible, you can't hold the companies managing them accountable for losing money, like if they lose money you should be refunded a the fee or they should guarantee a return. This is why I stopped 401ks they are a scam.

Really doubling down on the "blithering idiot" characterization, aren't you?

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:401ks are trash, they shouldn't go down since they are managed, what a scam

You obviously don't understand what "managed" really means.

This is why i stopped 401k they are terrible, you can't hold the companies managing them accountable for losing money, like if they lose money you should be refunded a the fee or they should guarantee a return. This is why I stopped 401ks they are a scam.

I don't even know where to begin with this....but if you are not comfortable picking individual companies, that's understandable.i do not have the time nor risk capacity to own individual stocks. So I would suggest you buy an entire index, such as s and p ,500 or total stock market.