It varies by state and some assisted living have sliding fee scales. |
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In many states patient is released into a rehab facility that is paid for by medicare. Up to 90 days. After that, it becomes paid. The hospital has to coordinate with the nursing home to take him. But if he has no means, then it is harder to find a bed. If he is in a bed and continues to need nursing care, then the nursing home will attempt to find him a medicaid bed.
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The MOST important thing is that neither you nor the relative accept him into your home now. Then the hospital will have to find a bed for him in a place that will care for him, no matter what insurance he has, or doesn't have.
Once someone accepts him into their home, it is it is over, and on you, rather than the hospital, to solve the problem. |
| ^ this |
This is why it is important for OP/relative to sit the man down and tell him point-blank that he is not welcome to return "home," the system will have to figure out a way to support him, and OP/relative will be hands off from now on. I doubt that OP/relative will be willing to do this, though. I'm also not sure if the man would have any rights if the house he's living in has been his primary residence for some time. In other words, he would essentially be evicted. While the relative can kick any adult out of their home for any reason there may be consequences to do so. For example, has the man been paying "rent" (or contributing his social security) to the household? He may have rights as a renter. |
And this is difficult even when a person does have supportive family, especially if the medical situation is at all iffy. Currently helping an elderly relative who has no children with this and they are calling 45 places per day looking for placement. It is really difficult. |
My mom is in a post-hospital rehab facility now. Medicare pays 100% for 20 days. After that, medicare pays 80% and you either have to pay the copay or have another insurance plan to cover it. |
I do. Yes, this is what happens. The social worker tries desperately to guilt family members into more then they can do, and when that doesn’t work, they find placement in not-so-nice places because that’s what happens if there’s no $$ |
| I know from family members in a range of financial circumstances that many facilities take Medicaid in their skilled nursing facilities and when you get to that level of care there is little difference between the good places and the bad places. |
This!!! Just had to deal with this with my mother. To make a long story short, severe alcoholic who lived with her boyfriend for the last 18 years. Boyfriend went into hospital, mom couldn't take care of herself and ended up in hospital also. Boyfriend died and hospital kept mom until court ordered guardian could be appointed. Hospital and guardian found rehab facility (not for alcohol) to discharge to and then rehab found memory care facility for long term care. It takes time but if no one will take the elderly person the hospital is required to find next facility. Then that facility has to find the next. Sort of like passing the buck. For my mom, she does have money so she ended up in a good location but they had to handle it rather than me stepping in. |
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When my MIL needed to go to rehab after a hospital stay, the hospital social worker helped arrange it. My SIL is a nurse at a nursing home and we were able to get her sent there. Not sure what the mechanics of that were behind the scenes. I'm sure we had to choose a place with a Medicare bed but it's not like we had no choice in where she went.
MIL needed to stay because we could not care for her at home. Medicare paid for the rehab part. She had little assets and needed to apply for Medicaid, which she is now on. She had to spend down a month or two of assets paying the nursing home as a private pay patient before she qualified for Medicaid. It was relatively straightforward, but my husband had POA and did the work of applying. I'm not sure how this would work if there wasn't someone who could gain access to the elderly person's financial statements and apply for Medicaid for them. |
Medicaid absolutely will not cover ALF's |
Yup. Once you touch it, you own it. If a facility accepts a resident and then discovers that the hospital wasn't entirely truthful upon discharge (I'm an RN, this happens every day in order to get someone out of a hospital bed and into a facility), the accepting facility must now find placement for that resident. Which means embellishing/lying about why the resident needs a new placement |
Very difficult, especially on medicaid. It took me months to find a bed. Many would claim they don't have a bed but when I called full pay, they'd have a bed so they were clearly lying. |
It depends on the state. Some states do pay for it. |