Going Paperless at Home

[Anonymous]

Anonymous wrote:

Anonymous wrote:I do a mix.

I never keep receipts like from the gas station or CVS or restaurants.

I pay bills online, but I wait for the paper statement to arrive and that triggers me to go pay it.

I don't do auto bill pay, because I want to not forget about how much I'm spending.

I like having paper statements because if there is some issue, I can easily find old statements and look at it. Also, big thing, you can write on your paper statements! Notes or explanations, if you need them for some irregularity. (e.g. on April 1, 2022, spoke with Larla at ext. 345 and she said...")

So when a paper bill comes in the mail, I pay it online, throw it in a folder and maybe every three months or so, file it away in a binder. If it's a Visa or AMEX, I look it over with a highlighter and if anything is weird, I highlight it, leave on DH's chair in his office with a note to give back to me when cleared. Then it goes into the temporary folder.

I've got two binders: "2022 Income" and "2022 Bills" which also includes medical. I've got those rainbow tabs (I think Avery makes them)

Important: I get paper bank statments. This is because trying to go back and search online at my bank will only take you so far...I think three months.

This system does not take long and it ensures you have your records at your fingertips.

But why? There's no need to do any of this.

Depends on your tax situation.

[Anonymous]

At first I thought OP meant toilet paper and they were installing a bidet. Never mind.