Late 20s No Debt: Help me Allocate 100k

[Anonymous]

As the title says. Recently married, no debt, have approximately 100k liquid from wedding gifts.

Maxed roths and retirement funds already and we're not interested in the stock market (too much exposure already).

Have some gold already and not looking to increase investments there given the recent surge.

Was reading a few decks on potential investments in real estate, tech startups, etc. but wasn't sure if that's the move.

Happy to start my own business (come from a family of business owners) and my spouse has white collar business experience and dad in finance in the NY area; if anyone suggests that as a potential area.

Have a new car (paid off) already and not looking to buy a house, just yet and instead would hope to use returns from this to potentially help fund a house in the future.

Thanks for any help and can provide more info if needed!

[Anonymous]

Do you currently have a job?

[Anonymous]

https://www.reddit.com/r/personalfinance/wiki/index/ is the guide

[Anonymous]

"100k liquid from wedding gifts."

Call your family foundation to manage it.

[Anonymous]

Birkins

[Anonymous]

Anonymous wrote:Do you currently have a job?

DP works in person in D.C. and I WFH in a 1099 role.

[Anonymous]

Anonymous wrote:https://www.reddit.com/r/personalfinance/wiki/index/ is the guide

Thanks, will check them out.

[Anonymous]

Anonymous wrote:Birkins

Just got back from Europe where my DP go their shopping fix. Thanks though!

[Anonymous]

Anonymous wrote:"100k liquid from wedding gifts."

Call your family foundation to manage it.

LOL. Too little to get involved with the family office....

[Anonymous]

Where is this money now Op? Should be collecting interest and waiting for market down days or when a top 20 stock has a mildly bad earnings report that seems like they’ll recover from

[Anonymous]

Are you planning on having kids?

[Anonymous]

Anonymous wrote:As the title says. Recently married, no debt, have approximately 100k liquid from wedding gifts.

Maxed roths and retirement funds already and we're not interested in the stock market (too much exposure already).

Have some gold already and not looking to increase investments there given the recent surge.

Was reading a few decks on potential investments in real estate, tech startups, etc. but wasn't sure if that's the move.

Happy to start my own business (come from a family of business owners) and my spouse has white collar business experience and dad in finance in the NY area; if anyone suggests that as a potential area.

Have a new car (paid off) already and not looking to buy a house, just yet and instead would hope to use returns from this to potentially help fund a house in the future.

Thanks for any help and can provide more info if needed!

Troll

[Anonymous]

How do you define "too exposed in the stock market"?

[Anonymous]

Buy a house. You say you don’t want to. But you should.

I figure you guys can slap together $200k easy by the spring market and grab a $1M fixer upper in close in Potomac. Then your small business can be your attempt to flip it on instagram. Buy for $1.0. Invest $90-180 in lipstick and sell again next spring for $1.35

Do that a second time and you’ll land in a proper $2.5+ home by the time you want to have kids. Or the stress of this will kill the relationship and you can start over before it’s too late. And maybe have him buy you out of the house too.

Cheers!

[Anonymous]

VOO + VXUS