How much to add new teen driver to car insurance?
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Anonymous
| How much more do you all pay? |
Anonymous
| $500/6 months. She has a 2015 Honda. |
Anonymous
| Nothing until they get their license. After that, it's a lot. |
Anonymous
I think I paid an arm. And maybe a kidney. |
Anonymous
| A lot. I currently have three boys between the ages of 16 and 21. They have raised rates a lot in the past few years. |
Anonymous
|
Our kids are on our existing Honda vehicles — we did not add a separate car for them.
When my daughter went away to college, I changed her status to “away at school without a car,” so she remained covered but that change should have reduced our premium. At the same time, I added my son after he received his full license at 16+. Even with the technical reduction for my daughter, our insurance still went up by about $2,000 for the year. Based on the stories I’ve heard about how some 16-year-old boys drive, I understand why. |
Anonymous
| My DS drives my second car. It’s a 2016 Corolla. He’s 20, no tickets or accidents. He pays approximately $2k per year. |
Anonymous
| Our insurer gives us a discount for our daughter's straight A grades. Mentioning in here in case anyone here wants to look into similar. |
Anonymous
| My 17 yo son will get his license soon. We called for quotes to add him as a licensed driver on our 2023 Hyundai. One place told us $5,000 for a year. Geico came in lowest at $240 more a month. That's after a $200/every 6 months good student discount. They said the rates will be high for the first three years. |
Anonymous
Who is the insurer? |
Anonymous
| My 19 year old son drives his 2010 Accord a whopping 3k miles a year and pays $1,500/yr, which includes a $300 good student discount. |
Anonymous
| Depends on the value of the car. We have two teens in two different states with different cars associated. One was $2k a year, the other was $400 a year. |
Anonymous
|
2013 Hyundai- $732/6 months with good student discount & drivers ed.
That’s for full coverage with a $500 deductible. Bodily Injury - $ 100,000/$300,000 per person/per accident Property Damage - $ 50,000 per accident Plus rental coverage. It would be substantially less if we did liability only and decreased our coverage. |
Anonymous
Need more context on the responses to this thread. Such as: amount of liability coverage, amount of comprehensive, deductibles for collision and comprehensive, number of drivers, types of car(s), where are they garaged, etc. Otherwise, the responses are meaningless. |
Anonymous
Seriously- two teen boys are the worst! |