Student Loans for Medical School 2026 question

[Anonymous]

What are folks using for Student Loans for Medical school for fall 2026. The big beautiful bill only allows borrowing of 50,000 per year totaling at 200,000. I would appreciate any assistance on this. When applying to College Ave. they get such a high interest rate even with a parent as a co-signer. Thanks for any help. I am looking at the total of these loans and they are very large. Trying to go about it in the best way possible.

[Anonymous]

HPSP or USUHS

[Anonymous]

Her school does not administer HPSP and she doesn't feel comfortable joining the military, as she has seen my career in it.

[Anonymous]

Med School is for rich kids.

[Anonymous]

This is a big concern. Probably will drive more med students to in-state schools.

[Anonymous]

You can take out private loans.

Or you can be poor enough and smart enough to attend one of those schools that offer free med school tuition.

DH graduated from med school 20 years ago and it wasn’t uncommon for people to graduate with 300k of debt. Now that number can easily be north of 500k with undergrad.

[Anonymous]

Anonymous wrote:You can take out private loans.

Or you can be poor enough and smart enough to attend one of those schools that offer free med school tuition.

DH graduated from med school 20 years ago and it wasn’t uncommon for people to graduate with 300k of debt. Now that number can easily be north of 500k with undergrad.

Kids who want med school should take no undergrad loans - by any means necessary.

[Anonymous]

We have a friend who is retiring and selling their house to help pay for their daughter’s med school tuition. They were planning to downsize anyway.

I don’t know how financial aid works for med school.

[Anonymous]

Anonymous wrote:We have a friend who is retiring and selling their house to help pay for their daughter’s med school tuition. They were planning to downsize anyway.

I don’t know how financial aid works for med school.

Is there any financial aid for medical school? Could they still qualify based on household income?

[Anonymous]

Anonymous wrote:

Anonymous wrote:You can take out private loans.

Or you can be poor enough and smart enough to attend one of those schools that offer free med school tuition.

DH graduated from med school 20 years ago and it wasn’t uncommon for people to graduate with 300k of debt. Now that number can easily be north of 500k with undergrad.

Kids who want med school should take no undergrad loans - by any means necessary.

Sure, but it still doesn't solve the issue of medical school. I have other kids heading to college to pay for.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:You can take out private loans.

Or you can be poor enough and smart enough to attend one of those schools that offer free med school tuition.

DH graduated from med school 20 years ago and it wasn’t uncommon for people to graduate with 300k of debt. Now that number can easily be north of 500k with undergrad.

Kids who want med school should take no undergrad loans - by any means necessary.

Sure, but it still doesn't solve the issue of medical school. I have other kids heading to college to pay for.

It’s a problem for sure. It’s hard for kids without parental help to attend med school.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:You can take out private loans.

Or you can be poor enough and smart enough to attend one of those schools that offer free med school tuition.

DH graduated from med school 20 years ago and it wasn’t uncommon for people to graduate with 300k of debt. Now that number can easily be north of 500k with undergrad.

Kids who want med school should take no undergrad loans - by any means necessary.

Sure, but it still doesn't solve the issue of medical school. I have other kids heading to college to pay for.

It’s a problem for sure. It’s hard for kids without parental help to attend med school.

If there is a will, there is a way.

You can take on debt. You can join the military. You can get a scholarship. You can go to a state school.

The hurdle is getting into med school.

[Anonymous]

NYU, JHU, Walton - free tuition

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:You can take out private loans.

Or you can be poor enough and smart enough to attend one of those schools that offer free med school tuition.

DH graduated from med school 20 years ago and it wasn’t uncommon for people to graduate with 300k of debt. Now that number can easily be north of 500k with undergrad.

Kids who want med school should take no undergrad loans - by any means necessary.

Sure, but it still doesn't solve the issue of medical school. I have other kids heading to college to pay for.

It’s a problem for sure. It’s hard for kids without parental help to attend med school.

If there is a will, there is a way.

You can take on debt. You can join the military. You can get a scholarship. You can go to a state school.

The hurdle is getting into med school.

The point is that $200k isn’t enough, even for state school.

[Anonymous]

Anonymous wrote:

Anonymous wrote:You can take out private loans.

Or you can be poor enough and smart enough to attend one of those schools that offer free med school tuition.

DH graduated from med school 20 years ago and it wasn’t uncommon for people to graduate with 300k of debt. Now that number can easily be north of 500k with undergrad.

Kids who want med school should take no undergrad loans - by any means necessary.

A doctor is better equipped than almost anyone else to pay off undergrad debt, even if you also include med school debt.