Has anyone else noticed an increase in billing charges vs. EOB discrepancies lately? Used to be that most offices would just bill me. Now, many practitioners want payment upfront. I don't mind, but it's annoying AF when I pay upfront and then need to deal with refunds (via check?!) because the practice overbilled. I paid $200 for charges that ended up being $105, and the most egregious was a diagnostic that cost me thousands out-of-pocket, but my insurance EOB said I only owed a couple hundred. I'm fortunate enough to be at a point in my life where I can afford to pay and then wait to get my money back, but I'm not happy with these little 'microloans' to medical providers. Why can't they just talk to my insurance, figure out the actual cost, and bill me once, correctly?
Seems like it only started happening recently, like the last 6 months or so. I have Carefirst (fed plan). Is anyone else experiencing this? Is it part of the enshittification of things and to be expected as how we do things now?
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