What changes are you making to your budget/finances/economic outlook these days?

[Anonymous]

Are you investing in Index Funds? Pulling out into cash? What are you doing/not doing? NOT selling or buying real estate? Hording canned goods? Just curious what people are doing in this economy. We have HHI in the 300K range and teenagers.

[Anonymous]

I set a long term plan a long time ago. Not deviating.

[Anonymous]

I’m staying at a job I hate. The financial advisor handles the rest.

[Anonymous]

No big changes at all. Not deviating from our normal plan. However, I am not getting a new kitchen this year, and I am not getting a new car this year.

[Anonymous]

staying the course.

[Anonymous]

Anonymous wrote:staying the course.

+1 but as we get older and closer to retirement the lower risk algorithms kick in.
Also I don't get new kitchens or new cars ever (very infrequently) but we need a new car this year. We'll pay in cash but I'm not looking forward to getting hosed.

[Anonymous]

Letting money sit in a money market type of account instead of investing it right now. Feel like we have a lot in the market and don't want to risk more in case we need it. Might buy a new AC unit before December to get the tax credit (even though it isn't broken, but has some years on it).

[Anonymous]

Anonymous wrote:Are you investing in Index Funds? Pulling out into cash? What are you doing/not doing? NOT selling or buying real estate? Hording canned goods? Just curious what people are doing in this economy. We have HHI in the 300K range and teenagers.

Just getting ready to buy more stocks on sale. Otherwise staying the course. We are in fields that are relatively unaffected by the economy.

[Anonymous]

I set a long term plan a long time ago. Not deviating.

Same.

[Anonymous]

I chose now to do some roll overs and consolidation of old 401(k)s. It’s meant some time out of market which has turned out to be a good thing. Haven’t lost any money over the past week. I rolled things into a new individual IRA and haven’t yet invested in anything. I might hold off a bit longer depending on

[Anonymous]

Still prepping for job loss (fed). Emergency fund is healthy, moving a big chunk from regular savings to money market and investments soon since I haven't lost my job as quickly as expected. Being pretty disciplined about saving 2/3 of my paycheck as soon as it hits. Changed my new TSP purchases to be heavier on I fund. Working on spending down FSAs.

[Anonymous]

Taking a break from adding to retirement funds for 2025. Building up emergency fund. In 2026 we will max all pre-tax retirement accounts to lower AGI for FAFSA.

[Anonymous]

Moved to a much higher paying job, and hope that’s enough.

[Anonymous]

Just read gold up 1.5% and dollar down. Good keeps going up. Wish I’d gotten in a decade ago.

[Anonymous]

Anonymous wrote:Still prepping for job loss (fed). Emergency fund is healthy, moving a big chunk from regular savings to money market and investments soon since I haven't lost my job as quickly as expected. Being pretty disciplined about saving 2/3 of my paycheck as soon as it hits. Changed my new TSP purchases to be heavier on I fund. Working on spending down FSAs.

How are you saving 2/3 of paycheck?