Home equity loan or take money out of IRA

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[Post New]07/30/2025 19:43
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Anonymous
Need $40k for home improvements. Which is better take out home equity loan or take from my IRA?
[Post New]07/30/2025 19:57
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Anonymous
Never take from IRA.
[Post New]07/30/2025 19:58
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Anonymous
Shirley you cannot be serious
[Post New]07/30/2025 20:29
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Anonymous
Maybe an IRA loan if that is an option?
[Post New]07/30/2025 20:42
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Anonymous
Credit card cash advance at 4%. You can borrow it at this rate for a long time if there are two of you and have a great credit.
[Post New]07/30/2025 21:50
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Anonymous
I think a home equity loan to improve the house is not an awful thing. Thats about the only reason I would ever find valid to tap into home equity.
[Post New]07/30/2025 22:05
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Anonymous
Hmmm...what kind of home improvements? Can it wait?
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