Rollover TIAA retirement account to vanguard?

Anonymous
A year ago I moved all of my new retirement contributions to Vanguard because their expense ratios were a little better (.08 vs .10). I have a high 6 digit amount with TIAA still sitting there. Should I roll it over to save money on the fees or should I keep the money in TIAA in case I want to buy an annuity in the future? Anyone else here made that decision who wants to share their thought process with me?
Anonymous
Roll it for simplicity and because the odds that you will want an annuity at all are low. If you do, you can just buy one then.
Anonymous
Check Bogleheads for advice about TIAA. Do you have TIAA traditional? Kind of a different beast.
Anonymous
+1. Bogleheads. Be sure to read all the answers and to apply common sense.
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