International Stock Market vs S&P500

[Anonymous]

I’m a little upset at myself for not seeing this coming and investing differently the past 6 months but there are International stock market indexes outperforming the s&p 500 by atleast 10% YTD.

My portfolio is about 73% S&P 500 and 27% Dow Jones U.S. Completion Total Stock Market Index. Probably will rebalance to capture the US Total Stock Market ratio.

Should I continue to go all in on US equities. I’m in my early 30s.

[Anonymous]

Stop trying the time the market.

[Anonymous]

No matter what you choose, you will always be able to find a fund or index that outperformed your choice over the previous 6 month period.

So make a lucid choice and stop reacting. A lucid choice is S & P 500 or VTSAX. They give you plenty of international exposure.

[Anonymous]

I'm a fan of international diversification, but there is also something to be said for sticking to your guns. I've been 50% international for 30 years and it has been really hard to keep that allocation during the last 10 years of massive underperformance relative to US stocks. So make sure you are comfortable with whatever allocation you choose and stick with it.

[Anonymous]

I moved my tsp to 80% I fund and 20% C from 100%C. I also put $85000 into the tsp window for “BTCFX”.i did this three months ago.

My I fund is up 18%. C fund is only up 6%. My bitcoin BTCFX is paying like $3400 a month in dividends.

But yeah, I mean why do you all think this is happening. What are the reasons? MAGA have any ideas?

[Anonymous]

Dollar collapse

[Anonymous]

Anonymous wrote:I’m a little upset at myself for not seeing this coming and investing differently the past 6 months but there are International stock market indexes outperforming the s&p 500 by atleast 10% YTD.

My portfolio is about 73% S&P 500 and 27% Dow Jones U.S. Completion Total Stock Market Index. Probably will rebalance to capture the US Total Stock Market ratio.

Should I continue to go all in on US equities. I’m in my early 30s.

If you could see these things coming, you wouldn’t be posting on this board. You’d be running the largest hedge fund in the universe and living on an island you bought with all the money you made from investing.

[Anonymous]

OP here: Thanks for the reassurance. I actually doubled down on the s&P500 a month ago and decided to make all future contributions 100% s&p500, just was doubting my decision.

[Anonymous]

Hindsight is 20/20.

I’m a fan of the 3 fund portfolio. Since you being so young, I’d probably stay out of bonds for now. Either go 100% VTI (which is equal to what you’re doing now) or go 80/20 (or whatever) with Intl index fund. You don’t say if this is 401k but I’d make consistent contributions at a minimum getting your match. Then go full ostrich and don’t look up for 10 years.

[Anonymous]

Anonymous wrote:I'm a fan of international diversification, but there is also something to be said for sticking to your guns. I've been 50% international for 30 years and it has been really hard to keep that allocation during the last 10 years of massive underperformance relative to US stocks. So make sure you are comfortable with whatever allocation you choose and stick with it.

+1

Listened to a very persuasive guest on Bloomberg that traditional diversity is now in question. Hell even Euro investors are all into American tech stocks.

[Anonymous]

Anonymous wrote:

Anonymous wrote:I’m a little upset at myself for not seeing this coming and investing differently the past 6 months but there are International stock market indexes outperforming the s&p 500 by atleast 10% YTD.

My portfolio is about 73% S&P 500 and 27% Dow Jones U.S. Completion Total Stock Market Index. Probably will rebalance to capture the US Total Stock Market ratio.

Should I continue to go all in on US equities. I’m in my early 30s.

If you could see these things coming, you wouldn’t be posting on this board. You’d be running the largest hedge fund in the universe and living on an island you bought with all the money you made from investing.

Everyone thinks their a stock savant in a bull market, and this has been a decade plus of number go up on all these high risk growth stock and assets.

The PE ratio is all out whack, there is no strategy here except big swings seem to work out.

[Anonymous]

Anonymous wrote:OP here: Thanks for the reassurance. I actually doubled down on the s&P500 a month ago and decided to make all future contributions 100% s&p500, just was doubting my decision.

there was an article i read a few weeks ago saying the international fund is expected to beat out US market returns for next 5 years. i can't remember where (CNBC?) i read that from though

[Anonymous]

When I want investment advice I turn to DCUM.

Not.

[Anonymous]

You're young from an investment POV, so you'll survive the moron-in-chief. But it is a good idea to put a percentage of your portfolio into an international total stock market index.

[Anonymous]

Anonymous wrote:I'm a fan of international diversification, but there is also something to be said for sticking to your guns. I've been 50% international for 30 years and it has been really hard to keep that allocation during the last 10 years of massive underperformance relative to US stocks. So make sure you are comfortable with whatever allocation you choose and stick with it.

Why have you stayed in with international so long?? I dropped all international 18 years ago when I realized that in the long run those funds underperform the US stock market by a LOT.