| If I only have cap gains, how can I contribute to a Roth? |
You can count spouse's income if you file jointly. |
He doesn't have w2 income either. |
There are other things which qualify, but it's things like tips, self employment income etc. So probably no Roth contributions for you. https://www.investopedia.com/roth-ira-contributions-with-no-job-4770755 |