Car insurance for college students
![[Post New]](/jforum/templates/default/images/icon_minipost_new.gif){kind=icon}
Anonymous
| Our car insurance increased substantially when our teen got her license. She's going to college this summer and won't have a car. She'll drive our car periodically when she comes home for breaks. Can we remove her from insurance? |
Anonymous
|
You can request a discount for "college student living away from home without a car."
Don't expect to earn a ton back, but going without insurance is rather risky. |
Anonymous
| AAA has a discount for students without a car at college IF the campus is 100 miles away or more. |
Anonymous
| I remember USAA having some discount for this scenario - I think a small discount (maybe $100.00 or something like that). Better than nothing, but nothing crazy. |
Anonymous
| I've heard of parents removing their students when they go to college and adding them back when they come up for breaks. |
Anonymous
| I don't think you need liability insurance for an occasional driver of your vehicle. |
Anonymous
Sure, but only if you are OK violating the law and don't want the insurance company to pay for an accident. |
Anonymous
That might be the case in your area. Most places it is not required for someone who borrows a vehicle. |
Anonymous
It is not needed for someone who borrows a vehicle and is not a drivers license-holding resident of the household of the person who owns the car. If someone who lives in your household and has a license but no insurance of their own borrows your car and crashes - that will be a problem. |