With fed uncertainty, does it make sense to up my Thrift?

[Anonymous]

I usually up my thrift when we receive the first paycheck of the year with the COLA increase. That check will hit my account tomorrow. However, with so much fed uncertainty, does it make sense to increase it, or should I put the difference toward my savings?

[Anonymous]

I did not increase this year.

[Anonymous]

I have half my retirement in TSP and I am wondering if my RMDs will be timely and accurate and same for the tax forms.

[Anonymous]

I am wondering the same thing. We have been upping our savings little by little, but when I get to the limit, we may decrease our TSP contribution so we can keep increasing our savings.

[Anonymous]

I wouldn't. Likely the TSP investment mechanism will be taken over and timed to "buy high" when private investor AI sells. I'd keep it in cash as any tariff damage to the economy will instead be blamed on fed employee/contractor salaries

[Anonymous]

Anonymous wrote:I wouldn't. Likely the TSP investment mechanism will be taken over and timed to "buy high" when private investor AI sells. I'd keep it in cash as any tariff damage to the economy will instead be blamed on fed employee/contractor salaries

Agreed, I think they'll find some way to drain off TSP with maintenance fees or similar.

[Anonymous]

I max my TSP but just put an order in to reduce it to 5%. Personally I’d just rather have the cash right now. I can always adjust if I need to but everything is so volatile right now.

[Anonymous]

Is our TSP even safe? It’s managed by an independent agency, the Federal Retirement Thrift Investment Board

The current board chair is a Democrat whose term does not expire until 2026