New teen driver — when do you add them to car insurance?

[Anonymous]

Simple question. I have a teen who will be getting a learner’s permit soon. Do we add him as a driver to our insurance as soon as he has a permit, or not until he has a license?

In Maryland if this makes a difference.

Thanks!

[Anonymous]

Add to insurance as soon as he gets his permit, but the cost won’t go up until he has his license. At least, that was true for us this summer in Maryland with Geico.

[Anonymous]

You don’t need to add them until they get their license in MD.

[Anonymous]

Anonymous wrote:You don’t need to add them until they get their license in MD.

This

[Anonymous]

Op. Thanks!!

[Anonymous]

Anonymous wrote:You don’t need to add them until they get their license in MD.

Virginia as well. We confirmed with the broker. Until that point, any liability is on the licensed driver in the passenger seat.

[Anonymous]

same in DC. You add them when they get the license.