Anyone else feeling guilty about how easy it is to make money?

[Anonymous]

We bought our house in 2017 and secured a 2.85% 30 year rate and the home has appreciated by close to 1 million.
Our 401k/Retirement Roth/Equity account has appreciated by a couple of millions, and our retirements are fully funded even under conservative assumptions.
Not even 40 yet and we are close to being financially independent despite having two kids in private schools and some nice cars and plenty of vacations. Something has to give right? This doesn't seem normal.

[Anonymous]

Forrest Gump does not feel guilty and neither should you.

[Anonymous]

Hmm, we have a 2.675 30-year jumbo. Why is your rate so high?

[Anonymous]

I feel this OP only deserves an Eat The Rich response.

[Anonymous]

Anonymous wrote:Hmm, we have a 2.675 30-year jumbo. Why is your rate so high?

more expensive house probably

[Anonymous]

Where's a guillotine and pitchfork emoji when I need one?

[Anonymous]

Anonymous wrote:We bought our house in 2017 and secured a 2.85% 30 year rate and the home has appreciated by close to 1 million.
Our 401k/Retirement Roth/Equity account has appreciated by a couple of millions, and our retirements are fully funded even under conservative assumptions.
Not even 40 yet and we are close to being financially independent despite having two kids in private schools and some nice cars and plenty of vacations. Something has to give right? This doesn't seem normal.

How much do you have?

[Anonymous]

Anonymous wrote:

Anonymous wrote:We bought our house in 2017 and secured a 2.85% 30 year rate and the home has appreciated by close to 1 million.
Our 401k/Retirement Roth/Equity account has appreciated by a couple of millions, and our retirements are fully funded even under conservative assumptions.
Not even 40 yet and we are close to being financially independent despite having two kids in private schools and some nice cars and plenty of vacations. Something has to give right? This doesn't seem normal.

How much do you have?

adding together home equity/other properties/investment accounts/physical assets, ~4 million. We didn't feel like we were rich back in 2016-2017, maybe had 1 million in total assets, I feel like my networth has exploded over the past 5-7 years from just owning some tech stocks and a house

[Anonymous]

So you got lucky with the tech stocks. What is your income?

[Anonymous]

I mean, you aren't "financially independent" as a result of appreciation in your house. Are you going to sell the house and invest that money? Because if you do, where do you think you are going to live? Everything in the DMV has appreciated and is expensive and you aren't going to get that low mortgage rate.

But I understand you have other millions as well. Is that "normal"? Depends on who you ask. But you are clearly very fortunate. Most of us do not have that much. Not sure why you feel the need to list your finances on here and get validation for it; that is kind of pathetic. Definitely not "normal."

[Anonymous]

Anonymous wrote:So you got lucky with the tech stocks. What is your income?

450k HHI

[Anonymous]

Where do you live that your house has appreciated by $1M??

[Anonymous]

Anonymous wrote:Where do you live that your house has appreciated by $1M??

McLean

[Anonymous]

I have told anyone who would listen and even those who wouldn't and nobody cares at the end. They rather keep working because that's what they know.
I know few people who pass out if they have to talk/think about numbers.

[Anonymous]

Feel lucky and grateful to have had assets in the 2010s. It's a system where the rich get richer.