What is your splurge-worthy item/service that you never regret spending?

[Anonymous]

Is nobody going to say anything about the 3 country club memberships? That is hilarious.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Cleaner every 2 weeks (ask friends if theirs has any openings);
Organic milk (yes a splurge - we go through over $100 per month in organic milk);
Housing costs - ridiculous, but it was either buy the house (which has doubled in value since we bought 20 years ago), or pay for private school, we couldn't afford both.

So you bought a house in a good school district from less desirable one?
How do you like it?
We've been contemplating to do the same thing for last few years but haven't pull the trigger yet for the amount it requires for the next 30 yrs.

Are you me?

[Anonymous]

Private schools for both kids
$10-12k worth vacations every year
Weekly in home massages
Perrier
Kombucha - we spend $250 every month and can’t stop. Tried making at home twice and didn’t work.
Dirty dozen produce bought organic
Lawn work
Lawn treatments
Routine house maintenance
My high end suv
DH’s Tesla
Bi weekly cleaning service
Monthly meal at true food kitchen - lol for the quantity this really hurts at $100 for 4 people no booze. And we eat out twice a week.

Home schooling for many years so no income over 10 yrs. Will have only worked 15 yrs when I retire since so many years spent on expensive education. We don’t make much but both kids will go to in state public and will do a combo of aid and loans. We lived frugally till house was paid off.

[Anonymous]

I'm a single mom on a decent but not lavish income. I get a teaspoon of child support but no actual physical presence in my child's life from his father. I have a very limited support system and take on a lot emotionally and physically taking care of my child by myself.

Since I work hard and work a lot, my splurge is our vacations. I spend thousands every year for 2-3 nice trips. These give me and my child time to get away from the hard grind of our daily lives and focus on our bond. I consider it money well spent and don't regret a dime of any vacation $$ I've spent. Our memories and time together are priceless.

My second splurge is our home. I bought at the top of my affordability range to make sure we are in a safe area with excellent schools and close to major job centers. It has worked out well and I have no regrets, even though I do still cringe at my mortgage and tax payments sometimes. But the peace of mind is worth it.

Thirdly, since I have limited time, I splurge on healthy prepared meals for us. I don't have the time to cook a lot or grocery shop, so this has helped save my sanity.

[Anonymous]

Anonymous wrote:^^I know, right?

I never paid for IVF or therapy or anxiolytics. Wow, good for you! Some people don't have an option, at least if they want a shot at the life they want to live or even to be reasonably functional in society (re: therapy and meds).

Talk about a compassion-free post.

I bet she also cleverly saved money by not having open heart surgery, not having her house destroyed in a hurricane, and t having a child with special needs!

What a tool.

[Anonymous]

Anonymous wrote:I'm a single mom on a decent but not lavish income. I get a teaspoon of child support but no actual physical presence in my child's life from his father. I have a very limited support system and take on a lot emotionally and physically taking care of my child by myself.

Since I work hard and work a lot, my splurge is our vacations. I spend thousands every year for 2-3 nice trips. These give me and my child time to get away from the hard grind of our daily lives and focus on our bond. I consider it money well spent and don't regret a dime of any vacation $$ I've spent. Our memories and time together are priceless.

My second splurge is our home. I bought at the top of my affordability range to make sure we are in a safe area with excellent schools and close to major job centers. It has worked out well and I have no regrets, even though I do still cringe at my mortgage and tax payments sometimes. But the peace of mind is worth it.

Thirdly, since I have limited time, I splurge on healthy prepared meals for us. I don't have the time to cook a lot or grocery shop, so this has helped save my sanity.

You sound like a good mom.

[Anonymous]

Anonymous wrote:Private schools for both kids
$10-12k worth vacations every year
Weekly in home massages
Perrier
Kombucha - we spend $250 every month and can’t stop. Tried making at home twice and didn’t work.
Dirty dozen produce bought organic
Lawn work
Lawn treatments
Routine house maintenance
My high end suv
DH’s Tesla
Bi weekly cleaning service
Monthly meal at true food kitchen - lol for the quantity this really hurts at $100 for 4 people no booze. And we eat out twice a week.

Home schooling for many years so no income over 10 yrs. Will have only worked 15 yrs when I retire since so many years spent on expensive education. We don’t make much but both kids will go to in state public and will do a combo of aid and loans. We lived frugally till house was paid off.

Total waste.
https://www.google.com/amp/s/foodscienceinstitute.com/2016/07/03/the-dirty-dozen-is-a-scam-you-know/amp/

[Anonymous]

Anonymous wrote:Private schools for both kids
$10-12k worth vacations every year
Weekly in home massages
Perrier
Kombucha - we spend $250 every month and can’t stop. Tried making at home twice and didn’t work.
Dirty dozen produce bought organic
Lawn work
Lawn treatments
Routine house maintenance
My high end suv
DH’s Tesla
Bi weekly cleaning service
Monthly meal at true food kitchen - lol for the quantity this really hurts at $100 for 4 people no booze. And we eat out twice a week.

Home schooling for many years so no income over 10 yrs. Will have only worked 15 yrs when I retire since so many years spent on expensive education. We don’t make much but both kids will go to in state public and will do a combo of aid and loans. We lived frugally till house was paid off.

You sound insane. Private school, high end cars, 12k vacations, weekly in home massages...BUT you "don't make much", and can only afford state public college, with the use of loans? You have budgeting issues, not income issues.

[Anonymous]

Are we the only ones with weekly cleaners? Is that indulgent? It's probably a wash costwise and it seems to be easier on our lady to come each week and lightly clean. We are not messy but we have two dogs so it's mostly floors/bathrooms.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Private schools for both kids
$10-12k worth vacations every year
Weekly in home massages
Perrier
Kombucha - we spend $250 every month and can’t stop. Tried making at home twice and didn’t work.
Dirty dozen produce bought organic
Lawn work
Lawn treatments
Routine house maintenance
My high end suv
DH’s Tesla
Bi weekly cleaning service
Monthly meal at true food kitchen - lol for the quantity this really hurts at $100 for 4 people no booze. And we eat out twice a week.

Home schooling for many years so no income over 10 yrs. Will have only worked 15 yrs when I retire since so many years spent on expensive education. We don’t make much but both kids will go to in state public and will do a combo of aid and loans. We lived frugally till house was paid off.

You sound insane. Private school, high end cars, 12k vacations, weekly in home massages...BUT you "don't make much", and can only afford state public college, with the use of loans? You have budgeting issues, not income issues.

I think it's silly to go private with the intention of saving money on state schools later. Except for where the kid personalities really work with that combo, then I get it.

[Anonymous]

If you need loans for state school, you shouldn't be sending them to private school unless it's 100% scholarship/grant.

Let alone all of the other "splurge worthy" items.

[Anonymous]

Anonymous wrote:Are we the only ones with weekly cleaners? Is that indulgent? It's probably a wash costwise and it seems to be easier on our lady to come each week and lightly clean. We are not messy but we have two dogs so it's mostly floors/bathrooms.

We did it when we had a full menagerie (three pets, no kids) and were in a really intense career phase. I didn't think it was indulgent - things later calmed down and we went back to every other week.

[Anonymous]

Vacations. Especially safaris in Africa.

Just back from a two week safari and it's our third one. There will be another one. And another one.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Private schools for both kids
$10-12k worth vacations every year
Weekly in home massages
Perrier
Kombucha - we spend $250 every month and can’t stop. Tried making at home twice and didn’t work.
Dirty dozen produce bought organic
Lawn work
Lawn treatments
Routine house maintenance
My high end suv
DH’s Tesla
Bi weekly cleaning service
Monthly meal at true food kitchen - lol for the quantity this really hurts at $100 for 4 people no booze. And we eat out twice a week.

Home schooling for many years so no income over 10 yrs. Will have only worked 15 yrs when I retire since so many years spent on expensive education. We don’t make much but both kids will go to in state public and will do a combo of aid and loans. We lived frugally till house was paid off.

You sound insane. Private school, high end cars, 12k vacations, weekly in home massages...BUT you "don't make much", and can only afford state public college, with the use of loans? You have budgeting issues, not income issues.

Its proven that early education done right sets the foundation. You can't undo bad or mediocre public school. Plenty of really good state public colleges and will teach kids the value of responsibility. Loans won't be too high and if their education is done right from the beginning then they will also get aid.

The kombucha and 1 luxury car stands out. Tesla is a great idea. Massages may be justified if there is a health problem and we don't know that one way or the other. If there are 2-3 vacations for a family of 4 every year, those can be so enriching. Investing in experiences is great. $10k a year for a family of 4 for travel is budget travel.

[Anonymous]

Anonymous wrote:I'm a service/experience splurge person.

Fly first class.
Eat out great restaurants.
Lots of travel and travel well.
Cleaning service once a week.
Buy the best seats to concerts/shows.

I don't spend a lot of money on physical stuff - house, furniture, clothes, jewelry, cars. Just never been a stuff person.

100% agree with this one. I don't waste my money going if I can't get this.