How much cash on hand do you keep?
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Anonymous
|
Cash on hand, emergency funds, etc. Total or #months of expenses if preferred
I will share with the group if people share. |
Anonymous
| $50K, roughly six months living expenses. |
Anonymous
| 220k in various saving accounts making between 4.3 to 4.7%. Another 180k in tbills making slightly over 5% and about 90k in ibonds |
Anonymous
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About 300K between personal and business plus another 200K in brokerage accounts
That's 5 years of expenses? |
Anonymous
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Not much. Maybe $10k? Just enough liquidity for cash-flow purposes.
Emergency funds are for the poor. I have investments of various kinds and credit lines I could draw on in an emergency. |
Anonymous
| 1 year's worth of expenses |
Anonymous
|
I personally have about 3 months of expenses - and not having to cut back on anything. We could probably stretch it farther if we were cutting back on things.
DH probably has more. I am in charge of the spending accounts and he's in charge of the savings accounts. |
Anonymous
| Probably $50 in cash. Maybe $3-$10k in our checking/savings accounts, depending on where we are in the paycheck cycle. |
Anonymous
This. Plus $15k in a CD for next summer’s vacation. |
Anonymous
| We currently have $54k in cash, $89k in a HYSA, and $21k in I-bonds. This equates to 18 months of normal spending, but we plan to use about $45k on a car next year. |
Anonymous
| 300k |
Anonymous
| I rarely have cash on hand. $3-5k in my checking account. |
Anonymous
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I usually try to keep $1k in the house, just in case.
Generally have between $30-40k in checking/savings. I almost never carry cash. DH likes to have at least $20 in his wallet at all times. |
Anonymous
| We keep $1k in actual cash, $30-50k in a high yield savings acct. Right now we have $500k in money markets and rolling treasuries because we are about to do a renovation. |
Anonymous
| I think I have $24 in my wallet. I mostly only pay cash to get a roll of quarters for laundry, and at the farmer's market. |