Future Planning and a CCRC

[Anonymous]

I decided to put this response that I just did in the Middle Age and Eldercare forum to a post about an "ideal" Continuing Care Retirement (CCRC) setting.

I would like to add another "component" for many families across the United States understanding that it would be expensive. Having a CCRC where most likely one parent remaining could move into IL with an adult son or daughter who has a disability and has needed a supportive housing situation throughout the years. The reality is that these likely "middle aged adults" attend the same adult day programs that older seniors need in the community and often volunteer at the same sites. And they, too, need an option to move seamlessly as support services are needed.

Again, I know this is for those who have the ability to pay and also that CCRCs would need to have the ability to screen and set criteria for such "a couple" becoming a part of the community. Still if parents have thought ahead and have LTC insurance as well as funds, it could be a realistic option for at least some for a period in their life. It would also provide a realistic framework for a family (including siblings) to plan for the decline of three. Due to federal guidelines CCRCs are structured to serve those age 62 and older. One benchmark on an adult son/daughter also entering might be an age of 40 or 45 as well as health screenings taking into account the support needs of both the older parent and the disabled adult.

[Anonymous]

Honestly I think that would interfere with the CCRC vibe of "We are such youthful adults living in a tasteful apartment building that has a lovely restaurant!"

[Anonymous]

I COMPLETELY agree with you and this needs to be the wave of the future, the immediate future.