Uncomfortable situation with neighbor after they hit our car

[Anonymous]

Our neighbor hit our car on the street and now he doesn’t want to go through his insurance and wants “his guy” to take care of it. I am extremely uncomfortable with this situation and I really don’t want to contact our own insurance. I don’t know who this repair person is or if they are any good. Any suggestions - or has anyone been through anything similar? I feel like it’s unfair to put us in this spot.

[Anonymous]

Be honest and say you're not comfortable with his plan.

[Anonymous]

Go through your insurance. We had this in our neighborhood and the usual suspects (LOL) actually distributed flyers about parking in the elementary school neighborhood. Yeah, it's like that.

[Anonymous]

Is this just a dent? I don't see the big deal, if he's willing to pay, but you can just get your own estimate and ask your neighbor for the cash. I dented a neighbor's car a few years ago and he had us both go to "his guy" and I paid cash for both.

[Anonymous]

Never allow "their guy" to fix your car. Use your guy.

[Anonymous]

Go get 2 estimates from reputable places and offer the choice to your neighbor. Either one of your guys, and you won't go through their insurance.

[Anonymous]

Get an estimate from a reputable repair shop and hand him the bill. Then he can decide if he wants to pay out of pocket or go through insurance. If you use his "guy", then nobody is on your side and insurance will not have your back if his repair turns out to be garbage.

[Anonymous]

Anonymous wrote:Go get 2 estimates from reputable places and offer the choice to your neighbor. Either one of your guys, and you won't go through their insurance.

This. As long as he pays I would keep it out of the purview of the insurance companies.

[Anonymous]

Look up reviews for his guy.

[Anonymous]

Anonymous wrote:Look up reviews for his guy.

Yes. What's the big deal about using one vs the other. It's not the tech will further damage your car...

[Anonymous]

Anonymous wrote:Go get 2 estimates from reputable places and offer the choice to your neighbor. Either one of your guys, and you won't go through their insurance.

+1

[Anonymous]

Anonymous wrote:

Anonymous wrote:Look up reviews for his guy.

Yes. What's the big deal about using one vs the other. It's not the tech will further damage your car...

Ummm, actually that could happen.

[Anonymous]

Yes that’s what I am worried about - this person will do damage to my car or not fix the damage.

Thanks for all of the suggestions- makes a lot of sense!

[Anonymous]

If you go through insurance here is issue. I had same exact situation last year.

My kid literally scratched the car. I literally went on line asked co-workers and got huggers rated body shop near the house. I told him just go get estimate, I spoke to shop and I will put it on my card and you get lifetime warranty.

Then he starts I am not using your guy. My guy I “don’t have a guy” he then insists in second best body shop. Ok fine. I can’t meet him for one week. Then someone tells him call my insurance. So he reports it to my insurance. Now my insurance wants to take pictures and pulls his Clue report. Apparently he had another recent accident where he took a check his insurance and no record fixed. They contacted his insurance company to make them aware of accident. He was livid.

Basically he called me a crook for picking body shop, then he did not trust me to pay called my insurance company. Then mad his car going to get coded as in an accident in car fax if my insurance pays. Then he did not realize not at fault accidents can effect rate even if not in car.

I picked Zamoras body shop near his house and his car just a 2016 Toyota and just a $800 repair with a lifetime warranty.

If he spent 10 seconds researching he would have saw Zamoras is highly rated, got car fixed asap and I would have paid.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Go get 2 estimates from reputable places and offer the choice to your neighbor. Either one of your guys, and you won't go through their insuranceh.

This. As long as he pays I would keep it out of the purview of the insurance companies.

And a clean carfax. If insurance pays your car gets coded as in an accident