What are DCUMers including when reporting HHI?

[Anonymous]

Just curious. What are you including when you report your HHI? Do you include benefits, 401K matches, other income streams like rental properties, etc. or just straight up salary?

[Anonymous]

I just include straight up salary.

We don't have any rental property, but if I did, and it covered more than the rent and related expenses such as repairs, I guess I would include that overage.

[Anonymous]

Just salary and quarterly distributions in my case. I pay for my own health insurance and all retirement contributions come out of my distributions.

[Anonymous]

Anonymous wrote:Just curious. What are you including when you report your HHI? Do you include benefits, 401K matches, other income streams like rental properties, etc. or just straight up salary?

No to benefits (too nebulous to calculate) but yes to everything else (including 401k match).

[Anonymous]

How about dividends or other investment income?

[Anonymous]

Just salary.

[Anonymous]

Anonymous wrote:How about dividends or other investment income?

Yes

[Anonymous]

Base+ Bonus (non sales, so bonus is generally plus minus 10% of expected) + value of RSU at the time of allocation (if the value goes down or goes up drastically, more than 30%, I adjust a bit mentally, otherwise unvested RSU's is hard to predict at the time of vest).

No 401K match, DCP match included

[Anonymous]

Anonymous wrote:Base+ Bonus (non sales, so bonus is generally plus minus 10% of expected) + value of RSU at the time of allocation (if the value goes down or goes up drastically, more than 30%, I adjust a bit mentally, otherwise unvested RSU's is hard to predict at the time of vest).

No 401K match, DCP match included

bonus and RSU are not fixed. Your RSU can be worthless if the stock tanks.

[Anonymous]

We have no rental properties. I just report income, not benefits, and my 401(k) match is paltry enough that it doesn't really matter, because I'm already rounding to a general figure.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Base+ Bonus (non sales, so bonus is generally plus minus 10% of expected) + value of RSU at the time of allocation (if the value goes down or goes up drastically, more than 30%, I adjust a bit mentally, otherwise unvested RSU's is hard to predict at the time of vest).

No 401K match, DCP match included

bonus and RSU are not fixed. Your RSU can be worthless if the stock tanks.

Of course they are not fixed. I am in tech, legacy tech company like Cisco/IBM. RSU don't become worthless. Agree to your comment, if we worked for a startup.. The least bonus that I have got in last 10 years is 90% of target and max 145% of target but mostly it is generally always around 100%. Sales roles have much higher variability than desk jobs

Our HHI is always an estimate, I was just sharing my calculation

[Anonymous]

Anonymous wrote:Just salary.

+1

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Base+ Bonus (non sales, so bonus is generally plus minus 10% of expected) + value of RSU at the time of allocation (if the value goes down or goes up drastically, more than 30%, I adjust a bit mentally, otherwise unvested RSU's is hard to predict at the time of vest).

No 401K match, DCP match included

bonus and RSU are not fixed. Your RSU can be worthless if the stock tanks.

Of course they are not fixed. I am in tech, legacy tech company like Cisco/IBM. RSU don't become worthless. Agree to your comment, if we worked for a startup.. The least bonus that I have got in last 10 years is 90% of target and max 145% of target but mostly it is generally always around 100%. Sales roles have much higher variability than desk jobs

Our HHI is always an estimate, I was just sharing my calculation

Also, our base is 65% of *estimated* HHI so bonus and RSU's are not rounding errors. We don't count 401K matches which is another ~$20K -~25K on top of base+RSU+bonus.

[Anonymous]

What about if parents/inlaws pay for things like kids' tuition (could easily add up to $75k+/year, depending on tuition amount and how many kids?)
Parents paying for extravagant vacations?
Large monetary gifts?

[Anonymous]

I just include earned income.