Reporting a hit and run

[Anonymous]

Car parked behind me swiped and scuffed my rear side panel while exiting while I was sitting in my car and I caught the license plate. How do I report it? I have photos of my car not theirs. Will their insurance cover this?

[Anonymous]

Anonymous wrote:Car parked behind me swiped and scuffed my rear side panel while exiting while I was sitting in my car and I caught the license plate. How do I report it? I have photos of my car not theirs. Will their insurance cover this?

Are there any cameras in the area that might have recorded this?

Report to the police, get a report and report to your insurance, they will handle this. If it were a bigger matter(like a homicide) they'd get cell records to prove the person was there and look at other area security camera footage to see if the car could be seen nearby around the same time but all that isn't happening in a minor fender bender.

[Anonymous]

My insurance company took care of everything. No police report was required (the person who hit me must have ultimately admitted it).

[Anonymous]

Does it make my premiums go up?

[Anonymous]

Call your insurance company and report it.
They should be able to reach out to the other persons insurance thru the tag info you give them.

[Anonymous]

Anonymous wrote:Does it make my premiums go up?

Possibly if that person doesn’t have insurance then yours will have to pay. I would start with the police non emergency number and ask them what to do.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Car parked behind me swiped and scuffed my rear side panel while exiting while I was sitting in my car and I caught the license plate. How do I report it? I have photos of my car not theirs. Will their insurance cover this?

Are there any cameras in the area that might have recorded this?

Report to the police, get a report and report to your insurance, they will handle this. If it were a bigger matter(like a homicide) they'd get cell records to prove the person was there and look at other area security camera footage to see if the car could be seen nearby around the same time but all that isn't happening in a minor fender bender.

police won’t do a report for this. They will tell you to call your insurance. This is what you pay insurance for.

[Anonymous]

Someone rear ended me a few years ago. It didn't damage my car, but my trailer hitch went through their front bumper. I called Geico to ask them what to do. They took down my info then I decided not to pursue it and hung up. They never got the other person's info, but it then showed up on my record as an accident. I dropped Geico after that.

[Anonymous]

(PP) So what I'm saying is, if you report it, then your insurance company might classify it as a accident and put it on your record..

[Anonymous]

Anonymous wrote:Someone rear ended me a few years ago. It didn't damage my car, but my trailer hitch went through their front bumper. I called Geico to ask them what to do. They took down my info then I decided not to pursue it and hung up. They never got the other person's info, but it then showed up on my record as an accident. I dropped Geico after that.

Dropped GEICO for Progressive.

[Anonymous]

Other driver will likely just deny it then you will have to pay deductible and your rates will go up.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Car parked behind me swiped and scuffed my rear side panel while exiting while I was sitting in my car and I caught the license plate. How do I report it? I have photos of my car not theirs. Will their insurance cover this?

Are there any cameras in the area that might have recorded this?

Report to the police, get a report and report to your insurance, they will handle this. If it were a bigger matter(like a homicide) they'd get cell records to prove the person was there and look at other area security camera footage to see if the car could be seen nearby around the same time but all that isn't happening in a minor fender bender.

How do you report?
Most counties have a online report form for minor collisions, but I can't find that for MoCo.