Bread Savings (Comenity)—Any experience?

Anonymous
Their HYSA rate is 4.4%. Does anyone have experience with them, good or bad? I see they are FDIC insured, so believe they are fine up to the limit. Thanks!
Anonymous
It's a savings account at a bank. Not sure what more there is to know.
Anonymous
OP here: The rate seems almost too good to be true. I wanted to make sure I wasn’t overlooking something important.
Anonymous
Before I use the lesser-known banks chasing yield, I check their reviews. Here's one source, not encouraging https://www.depositaccounts.com/banks/reviews/bread-financial.html

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