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My doctor referred me to infertility treatment recently - Shady Grove. I am a Maryland State Employee and have Kaiser insurance through the State of Maryland.
My doctor seemed to think I had excellent coverage, and it does look good on my evidence of coverage booklet - but all the information seems very short and not very involved - just says IVF = no cost/zero copay (for 3 rounds or up to a max of 100k). It seems like that might cover all drugs too? Obviously as I go further into the process I'll be told of any other costs/expenses (or I'll ask multiple times to make sure I know what I'm getting into) but I was curious if this sounds right to anyone - has anyone in a similar situation (State of MD insurance through Kaiser) had IVF/IUI fully paid for and not had any extra costs? |