Is 3.5% good APY?
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Anonymous
| Hi, I received an offer from AmEx to park 25k in a high yield savings account- offering 3.25% APY. I generally keep around this amount for monthly expenses in my bank account and am wondering if it makes sense to leave money there instead of in the market (I'm just in a broadband S&P500). Thanks. |
Anonymous
You can get 3.3% right now in Ally, no fees/no minimums. I have increased my cash position a bit just because of layoff worries. |
Anonymous
| I’m getting 3.75% more out Betterment. |
Anonymous
Wow, autocorrect. I am getting 3.75% through Betterment. |
Anonymous
| I'm getting 3.8% at Wealthfront. |
Anonymous
| Vanguard’s money market is at 4% |
Anonymous
| Thank you! |
Anonymous
| I put my spare $30000 in capital one savings at 3.03% because they're also offering $500 bonus |
Anonymous
| Wealthfront just emailed me that they're going up to 4.05% starting Friday. |
Anonymous
|
Cap One went up to 3.4% today.
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Anonymous
Which product? I have Cap One 360 and it's .3 - I need to move money out of that account as I have way too much at low rates. |
Anonymous
Betterment is going to 4% on 2/6 |
Anonymous
| Navy Fed credit union has a 15 mo CD at 5 percent for 15 months up to $250k |
Anonymous
Good to know. I need to move some money around. |
Anonymous
I went to Capital One and didn't see anything on the website about a bonus. Do you have more information on that? |