PSLF Waiver help

[Anonymous]

What if I took home equity in 2020 to full pay my federal student loans - AFTER 10 years of federal employment and payments? Can I get a refund under the PSLF Waiver? Or is it required that the loan still be in repayment status now?

[Anonymous]

Must still be in repayment status. Sorry!

[Anonymous]

No

[Anonymous]

Ouch. Were you not aware of the program? That really sucks, OP

[Anonymous]

Anonymous wrote:Ouch. Were you not aware of the program? That really sucks, OP

Not OP but a lot of us weren't eligible under the PSLF program until Bidens 2021 executive order. You had to have very specific payment circumstances and it excluded a lot of public servants.

I'm kinda surprised OP's student loan interest rate was lower than her refi rate, but I guess rates were very low in 2020. Sorry OP.

[Anonymous]

I paid lump sum in 2020, prior to the PSLF change. I heard I can recoup payments made during the pandemic though?

[Anonymous]

You can get refunds for these payments. Stop asking here and use the pslf Reddit boards for much better advice.

[Anonymous]

Anonymous wrote:You can get refunds for these payments. Stop asking here and use the pslf Reddit boards for much better advice.

thank you - glad you revived the thread!