Maryland exchange plan for donor egg

[Anonymous]

Do plans on the MD health insurance exchange cover FET with donor egg (family member is egg donor) and donor sperm?

[Anonymous]

The exchange plans are set up to support fresh transfers, so all the fees associated with cryopreservation, thaw, etc would not be covered, but from what I can tell, the actual transfer would be. I have an exchange plan through BCBS and anticipate doing a transfer with a donor egg embryo.

[Anonymous]

Wth?

[Anonymous]

Anonymous wrote:The exchange plans are set up to support fresh transfers, so all the fees associated with cryopreservation, thaw, etc would not be covered, but from what I can tell, the actual transfer would be. I have an exchange plan through BCBS and anticipate doing a transfer with a donor egg embryo.

OP here! Thank you. I wonder if there would even be a monetary benefit to paying the insurance premium for an exchange plan vs. just paying OOP for transfer(s) of donor egg embryo. I suppose it would depend on the clinic used since prices are rather variable from clinic to clinic.

[Anonymous]

My plan is $350/month, so if you're only going to do one transfer, I imagine it would be cheaper to pay out of pocket. Our upcoming transfer costs us over $1K because of the fee to thaw the embryo (never mind the fee to freeze it in the first place, with I think was close to $2K), but those fees are included in the total out of pocket cost, which at our clinic I believe is about $5K. Hope this is helpful!

[Anonymous]

Anonymous wrote:

Anonymous wrote:The exchange plans are set up to support fresh transfers, so all the fees associated with cryopreservation, thaw, etc would not be covered, but from what I can tell, the actual transfer would be. I have an exchange plan through BCBS and anticipate doing a transfer with a donor egg embryo.

OP here! Thank you. I wonder if there would even be a monetary benefit to paying the insurance premium for an exchange plan vs. just paying OOP for transfer(s) of donor egg embryo. I suppose it would depend on the clinic used since prices are rather variable from clinic to clinic.

Do you not have health insurance?

[Anonymous]

I have CareFirst BCBS and Shady Grove states donor egg coverage is not available. What facility accepted your CareFirst BCBS coverage for donor egg?