car repair insurance question

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[Post New]07/26/2022 08:49
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Anonymous
Our soon-to-be college student had a fender-bender -- no persons injured, no damage to the other vehicle, but an estimated $3000 in damage to our car (which he'll pay us back for over time). He is listed as a driver on our GEICO car insurance policy. If we submit the repair claim to GEICO, will GEICO raise our premium? If we remove from our policy as a regular driver, would that change the answer here?
[Post New]07/26/2022 09:22
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Anonymous
How could there be no damage to the other car and yours has $3k of damage? Yes, they will raise your rates.
[Post New]07/26/2022 19:57
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Anonymous
What is your deductible for collision? Was the other driver fouls at fault by police — not that this is determinative for coverage?
[Post New]07/26/2022 20:31
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Anonymous
Whose fault was it? Yes, premium will obviously go up. Was the other car M-1 Abrham tank?
[Post New]07/26/2022 20:34
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Anonymous
You have insurance but you're making him pay? That seems unfair.
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