Would you consider a house like this one with flood factor 10/10

Anonymous
No way in hell.
Anonymous
I know, right? So why is it a “hot home?”
Anonymous
Nope, but a lot of people don't think about stuff like this
Anonymous
But what is the likelihood of this river flooding regularly though? Seems low.
Anonymous
Yes, because it looks to be at the top of a hill and it does not have an underground basement.
Anonymous
It's on a 7.7 acre lot - including land on both sides of a creek. Does the 10/10 flood factor mean the house gets wet? or the creek on the property just gets higher when it rains?

I have no idea what a 10/10 flood factor even means here.

(If you click on the map view and select flood factor you'll see the high risk of flood is all on the northern part of the parcel away from the house - obviously I'd look into it more closely but it appears a 10/10 rating tells us nothing about the chances of the house itself being flooded)
Anonymous
What is the flood factor based on? It looks like the lower part of the lot near the stream floods regularly, but the house is up a big hill from the stream. Is it clear that the house has ever flooded?
Anonymous
Looks like it’s set on higher ground. I’d give it consideration. We avoided houses that were on the down hill.
Anonymous
Have you looked at it on an actual FEMA flood map? It matters what zone the house itself is in (as opposed to the surrounding land), as well as the elevation of the living space.
Anonymous
Flood Factor can be misleading with houses on large lots. Need to look at the actual FEMA map.
Anonymous
This is what

"Within the next 10 years, this property has a 91% chance of 1 inch of flood water reaching the building at least once. Within the next 15 years, this property has a 97% chance of 1 inch of flood water reaching the building at least once."

1 inch? Not worried. Do your homework OP but 1 inch doesn't worry me.
Anonymous
Anonymous wrote:It's on a 7.7 acre lot - including land on both sides of a creek. Does the 10/10 flood factor mean the house gets wet? or the creek on the property just gets higher when it rains?

I have no idea what a 10/10 flood factor even means here.

(If you click on the map view and select flood factor you'll see the high risk of flood is all on the northern part of the parcel away from the house - obviously I'd look into it more closely but it appears a 10/10 rating tells us nothing about the chances of the house itself being flooded)


My question exactly. If it means that part of this property - the unbuilt land near the creek - is guaranteed to flood I wouldn't be bothered. But if it means the basement floods, then absolutely not.
Anonymous
Anonymous wrote:This is what

"Within the next 10 years, this property has a 91% chance of 1 inch of flood water reaching the building at least once. Within the next 15 years, this property has a 97% chance of 1 inch of flood water reaching the building at least once."

1 inch? Not worried. Do your homework OP but 1 inch doesn't worry me.


Part of my message got cut off. Meant to say "this is what Flood Factor data says"
Anonymous
Anonymous wrote:
Anonymous wrote:This is what

"Within the next 10 years, this property has a 91% chance of 1 inch of flood water reaching the building at least once. Within the next 15 years, this property has a 97% chance of 1 inch of flood water reaching the building at least once."

1 inch? Not worried. Do your homework OP but 1 inch doesn't worry me.


Part of my message got cut off. Meant to say "this is what Flood Factor data says"


If you look at the actual flood risk map on floodfactor.com, even the worst case scenario (the 0.2% risk) doesn't get water -- or even that close to -- to the house.
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