If you're moving out of the DMV area because of the HCOL

[Anonymous]

So many people moving to Florida!

[Anonymous]

Anonymous wrote:So many people moving to Florida!

Florida is not so much cost of living but no state income tax. My brother is one of the few people o know who max his 401k contribution his whole career. He is retiring this year. 1983 to 2021. Max every year all equities. It is multi millions. He also has like five million in stocks and stuff.

He is not touching 401k till forced to buy withdrawal rate will be massive. All subject to NY tax but now will Florida tax

[Anonymous]

Anonymous wrote:

Anonymous wrote:As a person of color, I always get envious of this thread, I don't feel like I can just take my kids and move to a random non diverse city. It is privilege no having to think about how your kids or family will fit in. Enjoy

I get what you're saying, PP, but I agree with several other posters that you might find more diversity than you think, if you look for it. I'm South Asian and moved to a suburb of a large city in the Midwest. My kids have never been the only South Asian kid in any of their classes. And I doubt they ever will be. It's far better than my childhood in an oh-so-enlightened DC suburb, where I was told by other kids that I looked like a gorilla, and constantly asked if I was related to the one other Indian kid in my grade. There is a large Black population here, too (both AA and immigrants, mostly Nigerian and Caribbean). Plenty of Chinese people also, as well as a large Jewish population.

My friends in DC seem to think I should be desperate to move back there. I'm really, really not. My $350k house here would be $2 million for the same quality of schools in the DC suburbs.

Another south Asian here! Where are you?? Chicago suburbs?

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:As a person of color, I always get envious of this thread, I don't feel like I can just take my kids and move to a random non diverse city. It is privilege no having to think about how your kids or family will fit in. Enjoy

I get what you're saying, PP, but I agree with several other posters that you might find more diversity than you think, if you look for it. I'm South Asian and moved to a suburb of a large city in the Midwest. My kids have never been the only South Asian kid in any of their classes. And I doubt they ever will be. It's far better than my childhood in an oh-so-enlightened DC suburb, where I was told by other kids that I looked like a gorilla, and constantly asked if I was related to the one other Indian kid in my grade. There is a large Black population here, too (both AA and immigrants, mostly Nigerian and Caribbean). Plenty of Chinese people also, as well as a large Jewish population.

My friends in DC seem to think I should be desperate to move back there. I'm really, really not. My $350k house here would be $2 million for the same quality of schools in the DC suburbs.

Another south Asian here! Where are you?? Chicago suburbs?

South Asian PP here. Smaller and cheaper than Chicago, on a different Great Lake, with major medical institutions that have a ton of Indian employees. I live in a suburb where many Indian doctors live (and the Jews, the Chinese, the Nigerians, etc.). Schools are excellent.

[Anonymous]

Anonymous wrote:People aren't going to tell you *exactly* where they are moving. Why? Because plenty of people on this forum are snobs and will try to rip any place listed to shred. I *love* my home (i.e. the LCOL I left the DMV for) and I don't want to see it criticized by the angry, bitter people who think the DMV, New York and San Francisco are the only place to live. I will NEVER mention it by name on this forum. And, yes, my home has
1. Great school district (highly rated by all objective measures).
2. LCOL
3. Better traffic.
4. Better weather.
5. I make significantly more here than I did in the DMV.
6. Laid back attitude

These places are out there. You just have to look. Some people will never "see" them because they only want to live in places considered desirable by their social circle.

PA or FL?
WYOMING?

Missouri?

[Anonymous]

Anonymous wrote:

Anonymous wrote:So many people moving to Florida!

Florida is not so much cost of living but no state income tax. My brother is one of the few people o know who max his 401k contribution his whole career. He is retiring this year. 1983 to 2021. Max every year all equities. It is multi millions. He also has like five million in stocks and stuff.

He is not touching 401k till forced to buy withdrawal rate will be massive. All subject to NY tax but now will Florida tax

Is he married

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:So many people moving to Florida!

Florida is not so much cost of living but no state income tax. My brother is one of the few people o know who max his 401k contribution his whole career. He is retiring this year. 1983 to 2021. Max every year all equities. It is multi millions. He also has like five million in stocks and stuff.

He is not touching 401k till forced to buy withdrawal rate will be massive. All subject to NY tax but now will Florida tax

Is he married

Yes. His wife stopped working in 1996. He has been making between 500k and 700k for 20 years. He has been in his Florida home most of time since Pandemic. They only has one kid and she is out of grad school no loans. He also is mortgage free both homes. He is actually pretty cheap. I recall he had 50 percent of paycheck auto invested at vanguard pretty much since 2003 plus max in 401k. It is wild as it moved 700k to 800k in value in a month and regularly swings 100k a day. Pure luck of getting a highly paid job in 1984 (he graduated 1982) and holding on to high pay. You may laugh now but in 1988 he was earning 50k base and with bonus 70k. That was really high pay!! A new car was like 8k and a suburban house like 180k. He told me he only owns one stock. All rest muni funds the chase he owned since late 1980s is on drip and worth a lot . I think he bought it at $20 a share!!

Very rare keep a high paid job for almost 40 years and a company with generous 401k match 40 years. Some luck involved . Plus need good health

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:As a person of color, I always get envious of this thread, I don't feel like I can just take my kids and move to a random non diverse city. It is privilege no having to think about how your kids or family will fit in. Enjoy

I get what you're saying, PP, but I agree with several other posters that you might find more diversity than you think, if you look for it. I'm South Asian and moved to a suburb of a large city in the Midwest. My kids have never been the only South Asian kid in any of their classes. And I doubt they ever will be. It's far better than my childhood in an oh-so-enlightened DC suburb, where I was told by other kids that I looked like a gorilla, and constantly asked if I was related to the one other Indian kid in my grade. There is a large Black population here, too (both AA and immigrants, mostly Nigerian and Caribbean). Plenty of Chinese people also, as well as a large Jewish population.

My friends in DC seem to think I should be desperate to move back there. I'm really, really not. My $350k house here would be $2 million for the same quality of schools in the DC suburbs.

Another south Asian here! Where are you?? Chicago suburbs?

South Asian PP here. Smaller and cheaper than Chicago, on a different Great Lake, with major medical institutions that have a ton of Indian employees. I live in a suburb where many Indian doctors live (and the Jews, the Chinese, the Nigerians, etc.). Schools are excellent.

Oh, milwaukee

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:As a person of color, I always get envious of this thread, I don't feel like I can just take my kids and move to a random non diverse city. It is privilege no having to think about how your kids or family will fit in. Enjoy

I get what you're saying, PP, but I agree with several other posters that you might find more diversity than you think, if you look for it. I'm South Asian and moved to a suburb of a large city in the Midwest. My kids have never been the only South Asian kid in any of their classes. And I doubt they ever will be. It's far better than my childhood in an oh-so-enlightened DC suburb, where I was told by other kids that I looked like a gorilla, and constantly asked if I was related to the one other Indian kid in my grade. There is a large Black population here, too (both AA and immigrants, mostly Nigerian and Caribbean). Plenty of Chinese people also, as well as a large Jewish population.

My friends in DC seem to think I should be desperate to move back there. I'm really, really not. My $350k house here would be $2 million for the same quality of schools in the DC suburbs.

Another south Asian here! Where are you?? Chicago suburbs?

I’m an injun too

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:As a person of color, I always get envious of this thread, I don't feel like I can just take my kids and move to a random non diverse city. It is privilege no having to think about how your kids or family will fit in. Enjoy

I get what you're saying, PP, but I agree with several other posters that you might find more diversity than you think, if you look for it. I'm South Asian and moved to a suburb of a large city in the Midwest. My kids have never been the only South Asian kid in any of their classes. And I doubt they ever will be. It's far better than my childhood in an oh-so-enlightened DC suburb, where I was told by other kids that I looked like a gorilla, and constantly asked if I was related to the one other Indian kid in my grade. There is a large Black population here, too (both AA and immigrants, mostly Nigerian and Caribbean). Plenty of Chinese people also, as well as a large Jewish population.

My friends in DC seem to think I should be desperate to move back there. I'm really, really not. My $350k house here would be $2 million for the same quality of schools in the DC suburbs.

Another south Asian here! Where are you?? Chicago suburbs?

I’m an injun too

Is that you Elizabeth?

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:As a person of color, I always get envious of this thread, I don't feel like I can just take my kids and move to a random non diverse city. It is privilege no having to think about how your kids or family will fit in. Enjoy

I get what you're saying, PP, but I agree with several other posters that you might find more diversity than you think, if you look for it. I'm South Asian and moved to a suburb of a large city in the Midwest. My kids have never been the only South Asian kid in any of their classes. And I doubt they ever will be. It's far better than my childhood in an oh-so-enlightened DC suburb, where I was told by other kids that I looked like a gorilla, and constantly asked if I was related to the one other Indian kid in my grade. There is a large Black population here, too (both AA and immigrants, mostly Nigerian and Caribbean). Plenty of Chinese people also, as well as a large Jewish population.

My friends in DC seem to think I should be desperate to move back there. I'm really, really not. My $350k house here would be $2 million for the same quality of schools in the DC suburbs.

Another south Asian here! Where are you?? Chicago suburbs?

I’m an injun too

Is that you Elizabeth?

Not funny, that is a racist slur