American Airlines card or chase sapphire for travel??

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I have the AA card and am currently enjoying a free latte and hot breakfast in the Admirals Club at DCA. I got the card for lounge access and free checked baggage since my family travels frequently for long trips with multiple checked bags. Plus: priority boarding.

I can’t imagine flying without it.

If OP won’t use the lounge (we aren’t lounge users) the card with the much lower annual fee does everything else for her and the checked bags for one trip easily make up the annual fee. We never arrive in time to use a lounge, intentionally. We want to roll up and basically board.

Why wouldn’t you use the lounge? Free drinks/food, nicer space to wait, much cleaner restrooms.

When traveling with my family, it’s nice to fuel up and wait in the lounge.

The free checked bags (up to 4) pays for the annual cc fee in one trip.

Because for a $99 annual free we get all those same benefits (bags and priority boarding) without lounge access. If we walk up to the gate and they aren’t ready to board, we arrived too early. We usually take early morning flights and have NO desire to get there early. I’m not arriving early to the airport for lattes and finger food. It’s fine if you like that, we just wouldn’t use it.

We get four free checked bags, free seat selection up front, and priority boarding. I travel enough for business that I have connections or deal with delays, etc. so the lounge access comes in handy.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I have the AA card and am currently enjoying a free latte and hot breakfast in the Admirals Club at DCA. I got the card for lounge access and free checked baggage since my family travels frequently for long trips with multiple checked bags. Plus: priority boarding.

I can’t imagine flying without it.

If OP won’t use the lounge (we aren’t lounge users) the card with the much lower annual fee does everything else for her and the checked bags for one trip easily make up the annual fee. We never arrive in time to use a lounge, intentionally. We want to roll up and basically board.

Why wouldn’t you use the lounge? Free drinks/food, nicer space to wait, much cleaner restrooms.

When traveling with my family, it’s nice to fuel up and wait in the lounge.

The free checked bags (up to 4) pays for the annual cc fee in one trip.

Because for a $99 annual free we get all those same benefits (bags and priority boarding) without lounge access. If we walk up to the gate and they aren’t ready to board, we arrived too early. We usually take early morning flights and have NO desire to get there early. I’m not arriving early to the airport for lattes and finger food. It’s fine if you like that, we just wouldn’t use it.

We get four free checked bags, free seat selection up front, and priority boarding. I travel enough for business that I have connections or deal with delays, etc. so the lounge access comes in handy.

Again, OP already said she doesn’t need lounge access. Also the cheaper AA card comes with checked bags and priority boarding so you should back that out of your $600 calculation. The lounge is the only difference.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I have the AA card and am currently enjoying a free latte and hot breakfast in the Admirals Club at DCA. I got the card for lounge access and free checked baggage since my family travels frequently for long trips with multiple checked bags. Plus: priority boarding.

I can’t imagine flying without it.

If OP won’t use the lounge (we aren’t lounge users) the card with the much lower annual fee does everything else for her and the checked bags for one trip easily make up the annual fee. We never arrive in time to use a lounge, intentionally. We want to roll up and basically board.

Why wouldn’t you use the lounge? Free drinks/food, nicer space to wait, much cleaner restrooms.

When traveling with my family, it’s nice to fuel up and wait in the lounge.

The free checked bags (up to 4) pays for the annual cc fee in one trip.

Because for a $99 annual free we get all those same benefits (bags and priority boarding) without lounge access. If we walk up to the gate and they aren’t ready to board, we arrived too early. We usually take early morning flights and have NO desire to get there early. I’m not arriving early to the airport for lattes and finger food. It’s fine if you like that, we just wouldn’t use it.

We get four free checked bags, free seat selection up front, and priority boarding. I travel enough for business that I have connections or deal with delays, etc. so the lounge access comes in handy.

Again, OP already said she doesn’t need lounge access. Also the cheaper AA card comes with checked bags and priority boarding so you should back that out of your $600 calculation. The lounge is the only difference.

My annual fee isn’t $600, fwiw.

[Anonymous]

I would (and did) both. I maintain an AA card for when I fly with them and for free bags, but I use Sapphire otherwise. And I got bonus points for each of them.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Op again-is it better for me to just have husband add me on authorized use as authorized user for his CSR? I didn’t realize he could do that. I’d be missing out on sign on points for it but could still use benefits. Then, I can get the AA card. Is it bad for credit to apply for both at one time. Like the AA card and add on authorized user?

Get both. Also link your Ink to your CSP because then you can transfer points to travel partners like airlines and hotels for a higher redemption. You can also get more than one Ink for the same business and get that bonus too. There is a lot more to this game.

Sorry to ask so many questions but when you say get both do you mean I should apply as a new user completely for the Chase Sapphire reserve? Or is it OK just to be the authorized user? If I’m an authorized user, can I still link up my ink card and get the points of one and a half for using through the portal. I think I want to just be an authorized user because I don’t want to pay another $550 annually in our household for the same card.

Also, I’m not interested in the admirals club American Airlines card mainly because we already pay higher annual fees on my venture card and his chase reserve. Are they planning to build a Capital One lounge at national?

Get a Sapphire Preferred instead of Reserve. You will get the signup bonus and the annual fee is only $95, which includes a $50 hotel credit using the portal. You can link it your Ink and also his CSR to combine all points together. Learning the best transfer partners will be the most valuable use of Chase points. It will take one quick phone call to Chase to link the accounts. In addition, ALSO get the $99 AA credit card for free bags and priority boarding (and signup bonus!)

Thank you!! Should I sign up for both same time though?! Sorry, I get nervous about impact on credit report. My score is above 800 so not too concerned but don’t want to have two hard pulls and get held up or denied doing both at once. Anybody do that? Advice is sort of unclear on need wallet and points guy. Would it be better to do AA business card and sapphire in one shot? I also have a small business with TAX ID so can do that or may not matter since it’s all under me anyway? Just getting into this so pardon the inquiring.

I currently have 5 cards-- an American Airlines, United, Chase, Capital One Venture X. I cycle in and out (will be closing Chase soon and reapplying). It has never impacted my credit score (currently above 800).

[Anonymous]

Using the chase portal flights are $40 more expensive compared to using the airline website and I can't add checked baggage ala carte.
Gotta figure out if we can transfer.to the airline we want to use

[Anonymous]

Anonymous wrote:I’m shopping for a new card. The venture I’ve used and I like it. I do have an ink business for cashback but no other chase cards. I fly out of DCA primarily and mainly use American Airlines for most of the domestic cities and places we want to go to. I don’t have an American Airlines card, however and I feel like this would be a huge benefit for family for the baggage alone. However, everything I’m reading, says that Chase Sapphire preferred card is a better card value when talking about traveling. Does anyone have an opinion? I’m leaning strongly towards the American Airlines card. Unfortunately, they are not one of the travel partners that Chase has for transfers of miles. Do people fly other airlines out of DCA? Honestly, I think I’ve only ever flown American Airlines for the direct routes.

Look on nerdwallet online they have great explanations

Chase shaphire reserve is way better than the AA card bec it has travel insurance built in. Especially if traveling overseas

However as a daily card it’s not worth the price Cap One venture X is better

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I have the AA card and am currently enjoying a free latte and hot breakfast in the Admirals Club at DCA. I got the card for lounge access and free checked baggage since my family travels frequently for long trips with multiple checked bags. Plus: priority boarding.

I can’t imagine flying without it.

If OP won’t use the lounge (we aren’t lounge users) the card with the much lower annual fee does everything else for her and the checked bags for one trip easily make up the annual fee. We never arrive in time to use a lounge, intentionally. We want to roll up and basically board.

Why wouldn’t you use the lounge? Free drinks/food, nicer space to wait, much cleaner restrooms.

When traveling with my family, it’s nice to fuel up and wait in the lounge.

The free checked bags (up to 4) pays for the annual cc fee in one trip.

Because for a $99 annual free we get all those same benefits (bags and priority boarding) without lounge access. If we walk up to the gate and they aren’t ready to board, we arrived too early. We usually take early morning flights and have NO desire to get there early. I’m not arriving early to the airport for lattes and finger food. It’s fine if you like that, we just wouldn’t use it.

We get four free checked bags, free seat selection up front, and priority boarding. I travel enough for business that I have connections or deal with delays, etc. so the lounge access comes in handy.

Again, OP already said she doesn’t need lounge access. Also the cheaper AA card comes with checked bags and priority boarding so you should back that out of your $600 calculation. The lounge is the only difference.

My annual fee isn’t $600, fwiw.

There is only one AA card that gives lounge access and its fee is currently $595. If that isn’t what you paid last year, it’s what you will pay to renew.

[Anonymous]

Anonymous wrote:

Anonymous wrote:I’m shopping for a new card. The venture I’ve used and I like it. I do have an ink business for cashback but no other chase cards. I fly out of DCA primarily and mainly use American Airlines for most of the domestic cities and places we want to go to. I don’t have an American Airlines card, however and I feel like this would be a huge benefit for family for the baggage alone. However, everything I’m reading, says that Chase Sapphire preferred card is a better card value when talking about traveling. Does anyone have an opinion? I’m leaning strongly towards the American Airlines card. Unfortunately, they are not one of the travel partners that Chase has for transfers of miles. Do people fly other airlines out of DCA? Honestly, I think I’ve only ever flown American Airlines for the direct routes.

Look on nerdwallet online they have great explanations

Chase shaphire reserve is way better than the AA card bec it has travel insurance built in. Especially if traveling overseas

However as a daily card it’s not worth the price Cap One venture X is better

So much misinformation. The Chase Sapphire Preferred has the same travel insurance as the Reserve and the fee is only $95. And Chase has way better transfer partners than Cap One.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I’m shopping for a new card. The venture I’ve used and I like it. I do have an ink business for cashback but no other chase cards. I fly out of DCA primarily and mainly use American Airlines for most of the domestic cities and places we want to go to. I don’t have an American Airlines card, however and I feel like this would be a huge benefit for family for the baggage alone. However, everything I’m reading, says that Chase Sapphire preferred card is a better card value when talking about traveling. Does anyone have an opinion? I’m leaning strongly towards the American Airlines card. Unfortunately, they are not one of the travel partners that Chase has for transfers of miles. Do people fly other airlines out of DCA? Honestly, I think I’ve only ever flown American Airlines for the direct routes.

Look on nerdwallet online they have great explanations

Chase shaphire reserve is way better than the AA card bec it has travel insurance built in. Especially if traveling overseas

However as a daily card it’s not worth the price Cap One venture X is better

So much misinformation. The Chase Sapphire Preferred has the same travel insurance as the Reserve and the fee is only $95. And Chase has way better transfer partners than Cap One.

Agreed that Chase has much better transfer partners than Cap One, particularly in the DC region, with major Southwest and United hubs here (both Chase partners).

But the Sapphire Reserve travel protections are more expansive than the Sapphire Preferred's, which are still very good. Nice chart comparing them here.

https://frequentmiler.com/chase-sapphire-reserve-vs-preferred/#Travel_Protection_Comparison