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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Op again-is it better for me to just have husband add me on authorized use as authorized user for his CSR?  I didn’t realize he could do that.  I’d be missing out on sign on points for it but could still use benefits.  Then, I can get the AA card. Is it bad for credit to apply for both at one time.  Like the AA card and add on authorized user?  [/quote]

Get both. Also link your Ink to your CSP because then you can transfer points to travel partners like airlines and hotels for a higher redemption. You can also get more than one Ink for the same business and get that bonus too. There is a lot more to this game. [/quote]

Sorry to ask so many questions but when you say get both do you mean I should apply as a new user completely for the Chase Sapphire reserve? Or is it OK just to be the authorized user? If I’m an authorized user, can I still link up my ink card and get the points of one and a half for using through the portal. I think I want to just be an authorized user because I don’t want to pay another $550 annually in our household for the same card.

Also, I’m not interested in the admirals club American Airlines card mainly because we already pay higher annual fees on my venture card and his chase reserve. Are they planning to build a Capital One lounge at national?[/quote]

Get a Sapphire Preferred instead of Reserve. You will get the signup bonus and the annual fee is only $95, which includes a $50 hotel credit using the portal. You can link it your Ink and also his CSR to combine all points together. Learning the best transfer partners will be the most valuable use of Chase points. It will take one quick phone call to Chase to link the accounts. In addition, ALSO get the $99 AA credit card for free bags and priority boarding (and signup bonus!) [/quote]

Thank you!! Should I sign up for both same time though?! Sorry, I get nervous about impact on credit report.  My score is above 800 so not too concerned but don’t want to have two hard pulls and get held up or denied doing both at once.  Anybody do that?  Advice is sort of unclear on need wallet and points guy.  Would it be better to do AA business card and sapphire in one shot?  I also have a small business with TAX ID so can do that or may not matter since it’s all under me anyway?  Just getting into this so pardon the inquiring.[/quote]

I currently have 5 cards-- an American Airlines, United, Chase, Capital One Venture X.  I cycle in and out (will be closing Chase soon and reapplying).  It has never impacted my credit score (currently above 800).[/quote]

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