Anonymous
04/09/2014 22:52
Subject: The $15 per hour nanny
Anonymous wrote:Anonymous wrote:So $15/hr is somewhere between $31-43k a year, if it's 40-50 hrs/wk with overtime paid for anything over 40 hours.
Taxes: 15-20% depending on if you're in VA, MD, or DC
That leaves 26k - 34k after tax. So, let's go with a monthly budget of $2167 - 2833. I had a lot less to live on when in NYC, but generally speaking for a single adult:
-Rent: either rent a room in the district or have your own small apartment in the burbs near your employer for $800-900.
-Food: $300-400 (assuming food is a perk of the nanny job)
-Car(insurance, gas, loan): $250
-Cell: $50
-Health Insurance: $200 for individual plan via new health exchange at this income level
-Other: $400
I'm assuming the job doesn't offer many perks but we're planning to pay for our nanny's car insurance and gas since she'll be driving our kids around and we don't want her skimping on insurance. Given how cheaper the new individual plans are via the health exchange, we also plan to offer that as a benefit simply because it's easy, cheap, and the nanny doesn't have to pay taxes on it vs if she just gave her the cash as a bonus.
If we're talking about some one with a child or other dependents, I think a lot of other things come into play, like access to subsidized housing, subsidized preschool, school meals etc - at least in the area where I live, the income caps for those benefits are in the general range of what a nanny might make. So that's an entirely different exercise.
It's hilarious that you think someone can find an apartment for 800-900.
That's just how far removed from reality they are. Look at all the "we make half a million dollar per year and are just getting by" threads in the main forum. They don't really understand what its like to live on $15/hour, but they don't really give a shit. Let them eat cake, you know? That attitude has served the upperclass so very well in the past.
Anonymous
04/09/2014 22:50
Subject: The $15 per hour nanny
Some may think there's an ethical issue that "comes into play" if you hire a fulltime worker, but you pay them little enough to quality for taxpayer (government) assistance.
So in other words, the rest of the people are forced to subsidize your bargain nanny benefit.
What a sweet deal some of you MBs got yourselves.
At my expense.
So in other words, the rest of the people are forced to subsidize your bargain nanny benefit.
What a sweet deal some of you MBs got yourselves.
At my expense.
Anonymous
04/09/2014 22:48
Subject: The $15 per hour nanny
Anonymous wrote:So $15/hr is somewhere between $31-43k a year, if it's 40-50 hrs/wk with overtime paid for anything over 40 hours.
Taxes: 15-20% depending on if you're in VA, MD, or DC
That leaves 26k - 34k after tax. So, let's go with a monthly budget of $2167 - 2833. I had a lot less to live on when in NYC, but generally speaking for a single adult:
-Rent: either rent a room in the district or have your own small apartment in the burbs near your employer for $800-900.
-Food: $300-400 (assuming food is a perk of the nanny job)
-Car(insurance, gas, loan): $250
-Cell: $50
-Health Insurance: $200 for individual plan via new health exchange at this income level
-Other: $400
I'm assuming the job doesn't offer many perks but we're planning to pay for our nanny's car insurance and gas since she'll be driving our kids around and we don't want her skimping on insurance. Given how cheaper the new individual plans are via the health exchange, we also plan to offer that as a benefit simply because it's easy, cheap, and the nanny doesn't have to pay taxes on it vs if she just gave her the cash as a bonus.
If we're talking about some one with a child or other dependents, I think a lot of other things come into play, like access to subsidized housing, subsidized preschool, school meals etc - at least in the area where I live, the income caps for those benefits are in the general range of what a nanny might make. So that's an entirely different exercise.
You make lots of assumptions in your post and your numbers are extremely low. Most nannies don't get food provided as a perk. We still have to buy groceries like everyone else. Also, MBs are quick to say they skirt the OT requirements by paying an average hourly rate, so we're actually talking $31-$39kper year. And the premise of an $800 apartment in DC is laughable. If you think that your proposed budget, as unrealistic as it is, is good enough for the person caring for your children everyday, then I see why there is such strife on here all the time. You all feel entitled to the moon and beyond in all things, but its cool if your nanny's budget is so tight that she can't afford to replace the shirt your kid ruined, or the doctor visit for the strep throat he gave her. She can't afford to do anything but sit at home during your 6 weeks of vacation throughout the year, that you claim is some kind of benefit to her, and begrudge her your vacation. Insane.
Anonymous
04/09/2014 22:38
Subject: The $15 per hour nanny
Anonymous wrote:So $15/hr is somewhere between $31-43k a year, if it's 40-50 hrs/wk with overtime paid for anything over 40 hours.
Taxes: 15-20% depending on if you're in VA, MD, or DC
That leaves 26k - 34k after tax. So, let's go with a monthly budget of $2167 - 2833. I had a lot less to live on when in NYC, but generally speaking for a single adult:
-Rent: either rent a room in the district or have your own small apartment in the burbs near your employer for $800-900.
-Food: $300-400 (assuming food is a perk of the nanny job)
-Car(insurance, gas, loan): $250
-Cell: $50
-Health Insurance: $200 for individual plan via new health exchange at this income level
-Other: $400
I'm assuming the job doesn't offer many perks but we're planning to pay for our nanny's car insurance and gas since she'll be driving our kids around and we don't want her skimping on insurance. Given how cheaper the new individual plans are via the health exchange, we also plan to offer that as a benefit simply because it's easy, cheap, and the nanny doesn't have to pay taxes on it vs if she just gave her the cash as a bonus.
If we're talking about some one with a child or other dependents, I think a lot of other things come into play, like access to subsidized housing, subsidized preschool, school meals etc - at least in the area where I live, the income caps for those benefits are in the general range of what a nanny might make. So that's an entirely different exercise.
It's hilarious that you think someone can find an apartment for 800-900.
Anonymous
04/09/2014 21:06
Subject: The $15 per hour nanny
So $15/hr is somewhere between $31-43k a year, if it's 40-50 hrs/wk with overtime paid for anything over 40 hours.
Taxes: 15-20% depending on if you're in VA, MD, or DC
That leaves 26k - 34k after tax. So, let's go with a monthly budget of $2167 - 2833. I had a lot less to live on when in NYC, but generally speaking for a single adult:
-Rent: either rent a room in the district or have your own small apartment in the burbs near your employer for $800-900.
-Food: $300-400 (assuming food is a perk of the nanny job)
-Car(insurance, gas, loan): $250
-Cell: $50
-Health Insurance: $200 for individual plan via new health exchange at this income level
-Other: $400
I'm assuming the job doesn't offer many perks but we're planning to pay for our nanny's car insurance and gas since she'll be driving our kids around and we don't want her skimping on insurance. Given how cheaper the new individual plans are via the health exchange, we also plan to offer that as a benefit simply because it's easy, cheap, and the nanny doesn't have to pay taxes on it vs if she just gave her the cash as a bonus.
If we're talking about some one with a child or other dependents, I think a lot of other things come into play, like access to subsidized housing, subsidized preschool, school meals etc - at least in the area where I live, the income caps for those benefits are in the general range of what a nanny might make. So that's an entirely different exercise.
Taxes: 15-20% depending on if you're in VA, MD, or DC
That leaves 26k - 34k after tax. So, let's go with a monthly budget of $2167 - 2833. I had a lot less to live on when in NYC, but generally speaking for a single adult:
-Rent: either rent a room in the district or have your own small apartment in the burbs near your employer for $800-900.
-Food: $300-400 (assuming food is a perk of the nanny job)
-Car(insurance, gas, loan): $250
-Cell: $50
-Health Insurance: $200 for individual plan via new health exchange at this income level
-Other: $400
I'm assuming the job doesn't offer many perks but we're planning to pay for our nanny's car insurance and gas since she'll be driving our kids around and we don't want her skimping on insurance. Given how cheaper the new individual plans are via the health exchange, we also plan to offer that as a benefit simply because it's easy, cheap, and the nanny doesn't have to pay taxes on it vs if she just gave her the cash as a bonus.
If we're talking about some one with a child or other dependents, I think a lot of other things come into play, like access to subsidized housing, subsidized preschool, school meals etc - at least in the area where I live, the income caps for those benefits are in the general range of what a nanny might make. So that's an entirely different exercise.
Anonymous
03/30/2014 17:38
Subject: The $15 per hour nanny
Anonymous wrote:IS $15 the going rate for two kids?
Not for me, but maybe for some people somewhere.
Anonymous
03/30/2014 09:53
Subject: The $15 per hour nanny
IS $15 the going rate for two kids?
Anonymous
03/28/2014 13:02
Subject: The $15 per hour nanny
Anonymous wrote:10 to 12 an hour is plenty for a nanny. Job is not that hard.
Well then you'll probably get your money's worth. But if you pay a decent wage you might get:
- A nanny who will plan great activities for rainy days (instead of sitting and watching Sponge Bob with your kids)
- A nanny who will take care of the kids even when they have a stomach bug, puking all day, and you're out of town (instead of the one who calls in sick)
- A nanny who rents a car when hers is in for repairs (instead of the one who calls to say she can't get to your house, her car is in the shop)
- A nanny who is at home after work still trying to figure out a way for your boys to stop fighting with each other over everything (instead of the one who handles everything with a time out)
- A nanny who doesn't leave you the minute she gets a real offer
Anonymous
03/27/2014 14:13
Subject: The $15 per hour nanny
Anonymous wrote:10 to 12 an hour is plenty for a nanny. Job is not that hard.
I'm sure that $10/hr is plenty to pay you as a nanny. That's all that matters here.
Anonymous
03/27/2014 14:08
Subject: The $15 per hour nanny
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Hopefully, she did mean that she wouldn't be able to do her job without you, specifically, but I doubt she meant that.
If you got another job and left your NF, I'm sure they would continue to go to work. They would just have to do it with a new nanny.
No one is indispensable.
One of my former MBs told me I was "irreplaceable", so when I decided to move, she said she'd be doing the fulltime childcare until preschool. Apparently, you don't have a clue how each mother feels about her nanny.
What people say and what they do is two different things. That MB must have loved you, but if she had to replace you, she could and she would have. No one is indispensable.
She did exactly what she said. Since I was moving, she did her own childcare. She didn't want anyone else.
FYI, people of her caliber don't lie.
Do you know anyone like that?
She didn't do her own childcare because "she didn't want anyone else." She did her own childcare because she wanted to do it, and was able to.
If she felt like working, she wouldn't do her own childcare, and yes, she would have replaced you. I think you give yourself too much credit for the decisions other people make.
I think providing good childcare IS working. Don't you?
How about this? If she felt like working in a job outside the house, she wouldn't do her own childcare. You're picking at words to obscure a perfectly good point.
Anonymous
03/27/2014 11:41
Subject: The $15 per hour nanny
10 to 12 an hour is plenty for a nanny. Job is not that hard.
Anonymous
03/27/2014 10:04
Subject: The $15 per hour nanny
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Hopefully, she did mean that she wouldn't be able to do her job without you, specifically, but I doubt she meant that.
If you got another job and left your NF, I'm sure they would continue to go to work. They would just have to do it with a new nanny.
No one is indispensable.
One of my former MBs told me I was "irreplaceable", so when I decided to move, she said she'd be doing the fulltime childcare until preschool. Apparently, you don't have a clue how each mother feels about her nanny.
What people say and what they do is two different things. That MB must have loved you, but if she had to replace you, she could and she would have. No one is indispensable.
She did exactly what she said. Since I was moving, she did her own childcare. She didn't want anyone else.
FYI, people of her caliber don't lie.
Do you know anyone like that?
She didn't do her own childcare because "she didn't want anyone else." She did her own childcare because she wanted to do it, and was able to.
If she felt like working, she wouldn't do her own childcare, and yes, she would have replaced you. I think you give yourself too much credit for the decisions other people make.
I think providing good childcare IS working. Don't you?
Anonymous
03/27/2014 10:01
Subject: The $15 per hour nanny
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Hopefully, she did mean that she wouldn't be able to do her job without you, specifically, but I doubt she meant that.
If you got another job and left your NF, I'm sure they would continue to go to work. They would just have to do it with a new nanny.
No one is indispensable.
One of my former MBs told me I was "irreplaceable", so when I decided to move, she said she'd be doing the fulltime childcare until preschool. Apparently, you don't have a clue how each mother feels about her nanny.
What people say and what they do is two different things. That MB must have loved you, but if she had to replace you, she could and she would have. No one is indispensable.
She did exactly what she said. Since I was moving, she did her own childcare. She didn't want anyone else.
FYI, people of her caliber don't lie.
Do you know anyone like that?
She didn't do her own childcare because "she didn't want anyone else." She did her own childcare because she wanted to do it, and was able to.
If she felt like working, she wouldn't do her own childcare, and yes, she would have replaced you. I think you give yourself too much credit for the decisions other people make.
Anonymous
03/27/2014 00:33
Subject: The $15 per hour nanny
Anonymous wrote:Just for kicks, would anyone care to sketch a hypothetical budget for a DC area live-out nanny earning $15 per hour? Guesstimate 30% for taxes, rent, utilities, student loans, car loans, food, clothing, etc., etc.
I am wondering how they do it.
Anonymous
03/27/2014 00:29
Subject: The $15 per hour nanny
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Hopefully, she did mean that she wouldn't be able to do her job without you, specifically, but I doubt she meant that.
If you got another job and left your NF, I'm sure they would continue to go to work. They would just have to do it with a new nanny.
No one is indispensable.
One of my former MBs told me I was "irreplaceable", so when I decided to move, she said she'd be doing the fulltime childcare until preschool. Apparently, you don't have a clue how each mother feels about her nanny.
What people say and what they do is two different things. That MB must have loved you, but if she had to replace you, she could and she would have. No one is indispensable.
She did exactly what she said. Since I was moving, she did her own childcare. She didn't want anyone else.
FYI, people of her caliber don't lie.
Do you know anyone like that?
I'm sure she was happy with your work, but do you honestly think this had more to do with you than with her own readiness for purely personal reasons to give up her job? Wanna buy a bridge in Brooklyn?