Anonymous wrote:I would go by the books and do it on insurance unless the AP/her boyfriend are willing to cover the whole expense (which seems unlikely). Your premiums may well rise, and your insurance might not be willing to cover her anymore (this happened to us, but it was a personal injury case), but I'd be surprised if you were out of pocket the $2500 it would cost you if you had to pay for the entire repair yourself. And she should take some responsibility - this whole thing would be a big issue for me.
Sorry, thought I saw the amount of $2500 somewhere - sorry if I misunderstood.