We give our AP a Visa bank car and drop money on it for gas, groceries and incidentals. Sometimes we ask her to grab the family milk, bread, fruit or whatever from the store. Super easy and I don't have to worry about receipts and can see the spending. Never had an AP abuse it. However we also pay for APs personal gas and don't nit pick avocados and mangos. Averages an extra $50/wk. Our AP also doesn't drive a ton because she like to drink and always ubers or has a DD.